504 Oak Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 504 Oak Dr, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage961 sqft Living Area
Lot Size2,091 sqft (0.048 acres)
OccupancyOwner Occupied
Last Sale$879,000 (2005)
Tax Bill$14,997.00 (2025)

Property Details

APN / Parcel Number

Primary APN035-093-25
Alternative APN
  • 035-093-25-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area961 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area2,091 sqft (0.048 acres)

Utilities and HVAC

Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address504 OAK DR
CityCAPITOLA
StateCA
Zip95010-2720
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAP C7 973
Legal SubdivisionCAPITOLA GREENS
Legal Lot NumberB
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2010
Census Tract121802

Owner

Source: Santa Cruz County records · APN 035-093-25

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address504 OAK DR, CAPITOLA, CA 95010-2720
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Dec 15, 2021Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Dec 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 13, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
MUFG UNION BANK NA
Apr 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 06, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 08, 2005 · Amount on Record
Deed SaleNov 08, 2005 · Amount on Record
Prior SaleMay 31, 2000 · Amount on Record
Deed Doc Number200578611
Last Transfer DateNov 22, 2021
Transfer Doc0000060493
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address504 OAK DR, CAPITOLA, CA 95010-2720
Transaction TypeMortgage
Record UpdatedMay 17, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 OAK DR, CAPITOLA, CA 95010-2720

Mortgage

Document Number0000014186
DateMay 03, 2022
Instrument2022-0014186
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 15, 2021
Property Address504 OAK DR, CAPITOLA, CA 95010-2720
Document Number0000060492
Instrument DateDec 03, 2021
Instrument2021-0060492
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address504 OAK DR, CAPITOLA, CA 95010-2720

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 15, 2021
Property Address504 OAK DR, CAPITOLA, CA 95010-2720
Document Number0000060493
Instrument DateNov 22, 2021
Instrument2021-0060493
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address504 OAK DR, CAPITOLA, CA 95010-2720

Mortgage

Document Number0000060494
DateDec 15, 2021
Instrument2021-0060494
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address504 OAK DR, CAPITOLA, CA 95010-2720
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038075
DateNov 13, 2017
Instrument2017-0038075
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateDec 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address504 OAK DR, CAPITOLA, CA 95010-2720
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011970
DateApr 07, 2020
Instrument2020-0011970
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address504 OAK DR, CAPITOLA, CA 95010-2720
Document Number0000004253
Instrument DateDec 06, 2018
Transaction TypeMortgage
Record UpdatedMar 06, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address504 OAK DR CAPITOLA CA 950102720, CAPITOLA, CA 95010-2720

Mortgage

Document Number0000004253
DateFeb 20, 2019
Instrument4253
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 19, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,225,255 (+2%) Land $1,030,106 Building $195,149
2025$14,997.00 (+9.08%) Homeowner's exemption$1,201,231 (+4.04%) Land $1,009,908 Building $191,323
2023$13,748.00 (+1.09%)$1,154,585 Land $970,692 Building $183,893$1,036,440
2022$13,600.00

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