504 Nelson Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 504 Nelson Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,406 sqft · built 1990
Lot Size	0.004 acres (175 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Jul 2026)
Tax Bill	$11,444 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CO504`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CO504`

Interior

Building Area	1,406 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Lot Area	175 sqft (0.004 acres)

Location & Zoning

Street Address	504 NELSON CT
City	EDGEWATER
State	NJ
Zip	07020-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG C1174
Legal Subdivision	INDEPENDENCE HARBOR I CONDOMINIUM
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 NELSON CT, EDGEWATER, NJ 07020-1634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC
Jul 21, 2026	Re-recorded Document AMERICAN LAND TITLE
May 22, 2026	Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	May 22, 2026 · Amount on Record
Deed Document Number	202649833
Deed Book / Page	5853 / 1148
Prior Transfer Date	Sep 10, 2025
Prior Transfer Doc	0000067814
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 22, 2026
Property Address	504 NELSON CT, EDGEWATER, NJ 07020-1634
Document Number	0000034341
Book / Page	5803 / 1001
Instrument Date	Apr 30, 2026
Instrument	202634341
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 NELSON CT, EDGEWATER, NJ 07020-1634

Mortgage

Document Number	0000034342,
Date	May 22, 2026
Instrument	202634342

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BERGEN NJ
Recording Date	Jul 21, 2026
Property Address	504 NELSON CT, EDGEWATER, NJ 07020-1634
Document Number	0000049833
Book / Page	5853 / 1148
Instrument Date	Apr 30, 2026
Instrument	202649833
Record Updated	Aug 28, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$75,245.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 NELSON CT, EDGEWATER, NJ 07020-1634

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 22, 2026
Property Address	504 NELSON CT, EDGEWATER, NJ 07020-1634
Document Number	0058031001
Book / Page	5803 / 1001
Instrument Date	Apr 30, 2026
Instrument	202634341
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 NELSON CT, EDGEWATER, NJ 07020-1634

Mortgage

Document Number	0000034342,
Date	May 22, 2026
Instrument	202634342

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,000 (+3.78%) Land $285,000 Building $437,000	$722,000 (+3.78%) Land $285,000 Building $437,000
2025	$11,444.00 (+6.13%)	$695,700 Land $275,000 Building $420,700	$695,700 Land $275,000 Building $420,700
2024	$10,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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