504 N St, Otterville, MO 65348 Property Records

Cooper County property record for 504 N St, Otterville, MO 65348

Property Summary

Property Type	Single Family Home
Details	1 bd · 961 sqft · built 1930
Lot Size	0.198 acres (8,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$480 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-2.0-03-002-013-002.000`

Property Details

APN / Parcel Number

Primary APN	`23-2.0-03-002-013-002.000`

Interior

Bedrooms	1 Bed
Total Rooms	4 Rooms
Stories	1 Story
Building Area	961 sqft Adjusted Area
1st Floor Area	891 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	8,632 sqft (0.198 acres)
Lot Dimensions	104 ft deep x 83 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	504 N ST
City	OTTERVILLE
State	MO
Zip	65348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8, BLK 4, REYNOLDS ADDN., 83 X 104 (504 N BOONVILLE ST)
Legal Range	19W
Legal Township	45N
Legal Section	03
Legal Subdivision	REYNOLDS ADDN
Legal Block	4
Legal Lot Number	7-8
Jurisdiction	COOPER MO
Township / Civil Division	OTTERVILLE
Census Block Group	5
Census Block	5081
Census Tract	950500

Owner

Source: Cooper County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1071 MOUNT MORIAH RD, OTTERVILLE, MO 65348-2000
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 22, 2023
Transfer Doc	0000001806
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Recording Date	Apr 22, 2026
Property Address	504 N ST, OTTERVILLE, MO 65348
Document Number	0000000969
Instrument Date	Apr 8, 2026
Instrument	2026969
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 MOUNT MORIAH RD, OTTERVILLE, MO 65348-2000

Mortgage

Document Number	0000000969,
Date	Apr 22, 2026
Instrument	2026969

Lender

Name	BANK OF OTTERVILLE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cooper County
Municipality	Otterville City
Unified School District	Otterville R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,280 (-)	$27,800 (-) Land $7,400 Building $20,400
2025	$480.00	$5,280 (+7.76%)	$27,800 (+7.75%) Land $7,400 Building $20,400
2024	$480.00 (+12.41%)	$4,900 (-)
2023	$427.00 (+3.64%)	$4,900 (+5.6%)	$25,800 (+5.74%) Land $6,800 Building $19,000
2022	$412.00	$4,640
2021			$24,400 Land $6,800 Building $17,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTERVILLE PWS serves 450 people · EPA ID MO3010614
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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