504 N Market St, Frederick, MD 21701 Property Records

Frederick County property record for 504 N Market St, Frederick, MD 21701

Property Summary

Property Type	Store with Apartments
Details	1 ba · 1,312 sqft · built 1887
Lot Size	0.028 acres (1,224 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (May 2015)
Tax Bill	$5,932 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-039540`

Property Details

APN / Parcel Number

Primary APN	`02-039540`
Alternative APNs	`2039540` `039540`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,312 sqft Gross Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Metal
Lot Area	1,224 sqft (0.028 acres)
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	039540
Street Address	504 N MARKET ST
City	FREDERICK
State	MD
Zip	21701-5243
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	DB
Legal Description	LT 19 3/4 X 62 504 N. MKT. ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	19,50
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2003
Census Tract	750100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2402 RIDDLE AVE, WILMINGTON, DE 19806-2127
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	May 2, 2001 · Amount on Record
Deed Book / Page	10555 / 200
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	504 N MARKET ST, FREDERICK, MD 21701-5243
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	EXCALIBUR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 COLLEGE AVE, WEST CHESTER, PA 19382-3556

Mortgage

Document Number	0139570499
Date	Aug 6, 2020
Book Page	13957/499

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,700 (+5.23%) Land $128,500 Building $172,200	$300,700 (-6.82%) Land $128,500 Building $172,200
2025	$5,932.00 (+14.54%)
2023	$5,179.00	$285,767	$322,700 Land $107,100 Building $215,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1978–1979)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20