504 N Lyle Ave, Elgin, IL 60123 Property Records

Kane County property record for 504 N Lyle Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 1981
Lot Size	0.18 acres (7,828 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Dec 2020)
Tax Bill	$7,197 (2025)
Deeds & Mortgages	Mar 2022 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-481-018`

Property Details

APN / Parcel Number

Primary APN	`06-09-481-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	2,205 sqft
Basement Area	735 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	7,828 sqft (0.18 acres)
Lot Dimensions	103 ft deep x 76 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	504 N LYLE AVE
City	ELGIN
State	IL
Zip	60123-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 1 LOT 17
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	17
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3030
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 N LYLE AVE, ELGIN, IL 60123-2606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Intrafamily Transfer, Transfer
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	May 9, 2011 · Amount on Record
Deed Document Number	202078387
Last Transfer Date	Feb 16, 2022
Transfer Doc	0000011625
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 1, 2022
Property Address	504 N LYLE AVE, ELGIN, IL 60123-2606
Document Number	0000011625
Instrument Date	Feb 16, 2022
Instrument	2022K011625
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N LYLE AVE, ELGIN, IL 60123-2606

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 15, 2020
Property Address	504 N LYLE AVE, ELGIN, IL 60123-2606
Document Number	0000078387
Instrument Date	Nov 25, 2020
Instrument	2020K078387
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	WHEATLAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 N LYLE AVE, ELGIN, IL 60123-2606

Mortgage

Document Number	0000078388
Date	Dec 15, 2020
Instrument	2020K078388

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,197.00 (+15.86%) Homeowner's exemption	$102,341 (+8.57%) Land $34,594 Building $67,747	$307,146 (+8.57%) Land $103,824 Building $203,322
2024		$94,262 (+21.39%) Land $31,863 Building $62,399	$282,899 (+21.44%) Land $95,627 Building $187,272
2022	$6,212.00 (+4.56%) Homeowner's exemption	$77,650 (+6.96%) Land $26,248 Building $51,402	$232,950 (+6.96%) Land $78,744 Building $154,206
2021	$5,941.00 Homeowner's exemption	$72,597 Land $24,540 Building $48,057	$217,791 Land $73,620 Building $144,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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