504 N Howard St, Harvard, IL 60033 Property Records

McHenry County property record for 504 N Howard St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.331 acres (14,442 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Apr 2016)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-151-008`

Property Details

APN / Parcel Number

Primary APN	`01-35-151-008`

Exterior

Lot Area	14,442 sqft

Location & Zoning

Street Address	504 N HOWARD ST
City	HARVARD
State	IL
Zip	60033-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0046656 LT 4 & S1/2 VACATED LT 5 VAC PER DOC 1962R0397304 LYING N OF & ADJ & TAT PT OF VACATED ALLEY LYING W OF &
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	LYING N OF ADJ C D HILLS SUB
Legal Block	151
Legal Lot Number	4-5
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2052
Census Tract	870301

Owner

504 N Howard St is owned and occupied by an individual who acquired it in August 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	504 N HOWARD ST, HARVARD, IL 60033-2360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2016 · Amount on File
Deed Sale	Apr 11, 2016 · Amount on File
Prior Sale	Apr 11, 2016 · Amount on File
Deed Document Number	0000011473
Last Transfer Date	Aug 25, 2021
Transfer Doc	0000046656
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 25, 2021
Property Address	504 N HOWARD ST, HARVARD, IL 60033-2360
Document Number	0000046656
Map Reference	MB I PG 26 DOC 15125
Instrument Date	Aug 25, 2021
Instrument	2021R0046656
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 N HOWARD ST, 504, HARVARD, IL 60033-2360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N HOWARD ST, HARVARD, IL 60033-2360

Mortgage

Document Number	0000046657
Date	Aug 25, 2021
Instrument	2021R0046657

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$39,141 Land $12,048 Building $27,093	$117,423 Land $36,144 Building $81,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 N Howard St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1993–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 N Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30