Kane County property record for 504 N Grove Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,902 sqft · built 1846 |
| Lot Size | 0.165 acres (7,182 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,072 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-453-012 |
| Primary APN | 06-11-453-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 2,853 sqft |
| Basement Area | 951 sqft |
| Year Built | Built 1846 |
|---|---|
| Effective Year Built | Effective 1846 |
| Construction Type | Frame |
| Lot Area | 7,182 sqft (0.165 acres) |
| Lot Dimensions | 133 ft deep x 54 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 504 N GROVE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A J WALDRONS SUB OUTLOT 1 OF P J KIMBALL JRS 3RD ADDN SOUTH 54 FT NORTH 120 FT EAST 133 FT LOT 3 BLOCK 42 |
| Legal Subdivision | A J WALDRONS SUB |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 854600 |
504 N Grove Ave is owned and occupied by two individuals.
Source: Kane County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 N GROVE AVE, ELGIN, IL 60120-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 504 N GROVE AVE, ELGIN, IL 60120-3614 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 504 N GROVE AVE, ELGIN, IL 60120-3614 |
| Document Number | 0000036948 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025K036948 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
The 2025 property tax bill for 504 N Grove Ave was $6,072.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,072.00 | $79,599 (+8.57%) Land $12,674 Building $66,925 | $238,893 (+8.57%) Land $38,037 Building $200,855 |
| 2024 | $73,316 Land $11,674 Building $61,642 | $220,036 Land $35,036 Building $185,000 | |
| 2022 | $5,237.00 (+3.97%) | $60,396 (+6.96%) Land $9,617 Building $50,779 | $181,188 (+6.96%) Land $28,851 Building $152,337 |
| 2021 | $5,037.00 | $56,466 Land $8,991 Building $47,475 | $169,398 Land $26,973 Building $142,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 N Grove Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 504 N Grove Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile, Verizon.
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