504 N Cedar Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 504 N Cedar Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,800 sqft · built 2000
Lot Size	0.244 acres (10,630 sqft)
Owner	2 Company Names on File
Last Sale	$200,000 (Dec 2020)
Tax Bill	$5,115 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-12-353-008`

Property Details

APN / Parcel Number

Primary APN	`28-22-12-353-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	4,056 sqft
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	10,630 sqft (0.244 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	182 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	504 N CEDAR DR
City	SAINT JOSEPH
State	IL
Zip	61873-9485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 314 WOODARDS CRESTLAKE SUB NO 3
Legal Range	10E
Legal Township	19N
Legal Section	12
Legal Subdivision	WOODARDS CRESTLAKE SUB NO 3
Legal Lot Number	314
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2002
Census Tract	10701

Owner

504 N Cedar Dr is owned by a company that acquired it in July 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	504 N CEDAR DR, SAINT JOSEPH, IL 61873-9485
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Apr 16, 2010 · Amount on File
Deed Document Number	202025096
Last Transfer Date	Jul 17, 2024
Transfer Doc	0000011173
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 1, 2020
Property Address	504 N CEDAR DR, SAINT JOSEPH, IL 61873-9485
Document Number	0000025096
Map Reference	DOC 98R34499
Instrument Date	Nov 24, 2020
Instrument	2020R25096
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N CEDAR DR, SAINT JOSEPH, IL 61873-9485
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025097
Date	Dec 1, 2020
Instrument	2020R25097

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,470 Land $18,640 Building $65,830	$253,410 Land $55,920 Building $197,490
2024	$5,115.00
2022	$4,518.00 Homeowner's exemption	$67,420 Land $14,880 Building $52,540	$202,260 Land $44,640 Building $157,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 N Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 N Cedar Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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