504 N 81st St, Seattle, WA 98103 Property Records

King County property record for 504 N 81st St, Seattle, WA 98103

Property Summary

Property TypeSingle Family Home
Details7 bd · 1.75 ba · 2,840 sqft · built 1906
Lot Size0.094 acres (4,080 sqft)
Owner2 Individual Names on File
Last Sale$1,180,000 (Mar 2020)
Tax Bill$14,009 (2026)
Deeds & MortgagesSep 2023 Mortgage
Jan 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN643050-0121

Property Details

APN / Parcel Number

Primary APN643050-0121
Alternative APN
  • 643050012100

Interior

Bedrooms7 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,840 sqft Living Area
Gross Area3,160 sqft
1st Floor Area1,070 sqft
2nd Floor Area1,020 sqft
Basement Area1,070 sqft
Finished Basement750 sqft
Unfinished Basement320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Lot Area4,080 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number643050012100
Street Address504 N 81ST ST
CitySEATTLE
StateWA
Zip98103-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionOSNERS 2ND ADD W 40 FT OF S 1/2 PLAT BLOCK: 13 PLAT LOT: 4
Legal Range04
Legal Township25
Legal Section06
Legal SubdivisionOSNERS 2ND ADD
Legal Block13
Legal Lot Number4
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group4
Census Block4014
Census Tract2800

Owner

504 N 81st St is owned and occupied by two individuals who bought it in March 2020.

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address504 N 81ST ST, SEATTLE, WA 98103-4304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
SEATTLE FUNDING GROUP LTD
Jan 17, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 5, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2020 · Amount on File
Deed SaleMar 5, 2020 · Amount on File
Prior SaleApr 30, 1998 · Amount on File
Deed Document Number2020288
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address504 N 81ST ST, SEATTLE, WA 98103-4304
Transaction TypeMortgage
Record UpdatedOct 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9660 153RD AVE NE, REDMOND, WA 98052-2546

Mortgage

Document Number0000000626
DateSep 28, 2023
Instrument20230928000626
Lender
NameSEATTLE FUNDING GROUP LTD
TypeSubprime Lender
AddressBELLEVUE, WA 98004
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address504 N 81ST ST, SEATTLE, WA 98103-4304
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000282
DateJan 17, 2019
Instrument20190117000282
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 17, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address504 N 81ST ST, SEATTLE, WA 98103-4304
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001837
DateOct 20, 2020
Instrument20201020001837
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateMar 5, 2020
Property Address504 N 81ST ST, SEATTLE, WA 98103-4304
Document Number0000000288
Map ReferenceVOL 12 PG 3
Instrument DateFeb 27, 2020
Instrument20200305000288
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyCW TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,109.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 N 81ST ST, SEATTLE, WA 98103-4304

Mortgage

Document Number0000000289
DateMar 5, 2020
Instrument20200305000289
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 504 N 81st St was $14,009.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,009.00
2025$1,351,000 (+21.06%) Land $626,000 Building $725,000$1,351,000 (+21.06%) Land $626,000 Building $725,000
2024$10,852.00$1,116,000 Land $702,000 Building $414,000$1,116,000 Land $702,000 Building $414,000
2022$10,075.00$1,178,000 Land $618,000 Building $560,000$1,178,000 Land $618,000 Building $560,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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