504 N 5th St, Banning, CA 92220 Property Records

Riverside County property record for 504 N 5th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 813 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Mar 2024)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2021 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`540-093-018`

Property Details

APN / Parcel Number

Primary APN	`540-093-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	813 sqft Living Area
Gross Area	1,022 sqft
1st Floor Area	813 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	504 N 5TH ST
City	BANNING
State	CA
Zip	92220-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR LOTS 2 & 3 MB 007/067 WOOD SUB
Legal Subdivision	WOOD SUB
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1011
Census Tract	44102

Owner

504 N 5th St is owned and occupied by two individuals who bought it in March 2024.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 N 5TH ST, BANNING, CA 92220-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Grant Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 22, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance HOUSEMAX FUNDING LLC
Mar 3, 2020	Grant Deed, Transfer · Conventional with PMI LORI THOMOSON-TUTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	Mar 3, 2020 · Amount on File
Deed Document Number	202466568
Prior Transfer Date	Oct 16, 1996
Prior Transfer Doc	0000413163
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 11, 2024
Property Address	504 N 5TH ST, BANNING, CA 92220-4628
Document Number	0000066568
Map Reference	MB 7 PG 67
Instrument Date	Feb 27, 2024
Instrument	2024-0066568
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 N 5TH ST, BANNING, CA 92220-4628

Mortgage

Document Number	0000066569
Date	Mar 11, 2024
Instrument	2024-0066569

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 22, 2021
Property Address	504 N 5TH ST, BANNING, CA 92220-4628
Document Number	0000564281
Map Reference	MB 7 PG 67
Instrument Date	Sep 20, 2021
Instrument	2021-0564281
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23905 CLINTON KEITH RD # 114-22, 114, WILDOMAR, CA 92595-7899

Mortgage

Document Number	0000564282
Date	Sep 22, 2021
Instrument	2021-0564282

Lender

Name	HOUSEMAX FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 3, 2020
Property Address	504 N 5TH ST, BANNING, CA 92220-4628
Document Number	0000099337
Instrument Date	Feb 10, 2020
Instrument	99337
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	FIDELITY NATIONAL TITLE-INLAND EM, FIDELITY NAT'L TITLE-INLAND EM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23905 CLINTON KEITH RD #114-22 WILDOMAR CA 925957897, 114-22, WILDOMAR, CA 92595-7897

Mortgage

Document Number	99338
Date	Mar 3, 2020
Instrument	99338

Lender

Name	LORI THOMOSON-TUTER
Address	6742 E VINSON CIR, MESA, AZ 85215-7743

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 504 N 5th St was $5,176.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,746 (+2%) Land $20,808 Building $358,938
2025	$5,176.00	$372,300 Land $20,400 Building $351,900
2023	$2,637.00 (+2.09%)	$183,954 Land $21,023 Building $162,931
2022	$2,583.00
2021			$187,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 N 5th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

Nearby Properties on N 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures