504 N 4th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 504 N 4th St, Brainerd, MN 56401 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,485 sqft · built 1890
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2025)
Tax Bill	$1,840 (2026)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09196132023Z009`

Property Details

APN / Parcel Number

Primary APN	`09196132023Z009`
Alternative APNs	`41241013` `171606` `179730`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,062 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Area	668 sqft
Driveway	Driveway
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Geothermal

Location & Zoning

Account Number	179730
Street Address	504 N 4TH ST
City	BRAINERD
State	MN
Zip	56401-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23 AND 24 BLOCK 132
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	132
Legal Lot Number	23
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2023
Census Tract	951200

Owner

Source: Crow Wing County records · APN 09196132023Z009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 N 4TH ST, BRAINERD, MN 56401-3037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Oct 06, 2023 · Amount on Record
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	504 N 4TH ST, BRAINERD, MN 56401-3037
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001013518
Date	Aug 20, 2025
Instrument	1013518

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 01, 2032
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,840.00 (+12.06%)	$217,012 (+9.6%)	$241,800 (+22.12%) Land $45,200 Building $196,600
2025		$198,000 (+5.1%) Land $45,100 Building $152,900	$198,000 (+5.1%) Land $45,100 Building $152,900
2023	$1,642.00 Homeowner's exemption	$188,400 Land $42,200 Building $146,200	$188,400 Land $42,200 Building $146,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Consolidated Telephone Company	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.