504 Mountain Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 504 Mountain Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,769 sqft · built 1910
Lot Size	0.212 acres (9,239 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Jul 2025)
Tax Bill	$16,862 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-01203-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`20-01203-0000-00002`
Alternative APNs	`2000314000000028` `200120300002`

Interior

Stories	2 Stories
Building Area	2,769 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Construction Type	Frame
Lot Area	9,239 sqft (0.212 acres)
Lot Dimensions	154 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2000314000000028
Street Address	504 MOUNTAIN AVE
City	WESTFIELD
State	NJ
Zip	07090-3076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN VIEW PARK
Legal Block	1203
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5023
Census Tract	36400

Owner

504 Mountain Ave is owned and occupied by two individuals who bought it in July 2025.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	504 MOUNTAIN AVE, WESTFIELD, NJ 07090-3076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage REAL GENIUS LLC
Jul 25, 2025	Deed, Transfer · Conventional Mortgage LUMINATE BANK
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Oct 5, 2012 · Amount on File
Deed Document Number	202547997
Deed Book / Page	6589 / 2089
Prior Transfer Date	Feb 27, 1998
Prior Transfer Doc	0000050510
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	504 MOUNTAIN AVE, WESTFIELD, NJ 07090-3076
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MOUNTAIN AVE, WESTFIELD, NJ 07090-3076

Mortgage

Document Number	0157722048
Date	Mar 13, 2026
Book Page	15772/2048
Instrument	90085

Lender

Name	REAL GENIUS LLC
Type	Non-Lending Institution
Address	DELRAY BEACH, FL 33445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 25, 2025
Property Address	504 MOUNTAIN AVE, WESTFIELD, NJ 07090-3076
Document Number	0065892089
Book / Page	6589 / 2089
Instrument Date	Jul 16, 2025
Instrument	47997
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 MOUNTAIN AVE, WESTFIELD, NJ 07090-3076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MOUNTAIN AVE, WESTFIELD, NJ 07090-3076

Mortgage

Document Number	0000080628
Date	Jul 25, 2025
Instrument	80628

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	504 MOUNTAIN AVE, WESTFIELD, NJ 07090-3076
Document Number	0142310431
Book / Page	014231 / 000431
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MOUNTAIN AVE WESTFIELD NJ 070903076, WESTFIELD, NJ 07090-3076

Mortgage

Document Number	0142310431
Date	Feb 8, 2017
Book Page	014231/000431
Instrument	636319

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 504 Mountain Ave was $16,862, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$735,700 (-) Land $454,700 Building $281,000	$735,700 (-) Land $454,700 Building $281,000
2025	$16,862.00 (+1.77%)	$735,700 Land $454,700 Building $281,000	$735,700 Land $454,700 Building $281,000
2024	$16,568.00
2023		$735,700 Land $454,700 Building $281,000	$735,700 Land $454,700 Building $281,000
2022	$15,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Mountain Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures