Trimble County property record for 504 Mount Carmel Rd, Milton, KY 40045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,894 sqft |
| Lot Size | 17.1 acres (748,361 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $387,000 (Mar 2023) |
| Tax Bill | $2,891 (2025) |
| Deeds & Mortgages | Oct 2026 Construction Loan Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-00-00-084.00 |
| Primary APN | 021-00-00-084.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,894 sqft Building Perimeter |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Roof Type | Hip |
|---|---|
| Lot Area | 748,361 sqft (17.1 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 11578 |
|---|---|
| Street Address | 504 MOUNT CARMEL RD |
| City | MILTON |
| State | KY |
| Zip | 40045-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE/BLDGS & 17.18 ACS |
| Jurisdiction | TRIMBLE KY |
| Township / Civil Division | MILTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 100100 |
Source: Trimble County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage GERMAN AMERICAN BANK |
| Oct 7, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC |
| Mar 28, 2023 | Deed, Transfer · VA Mortgage RUOFF MORTGAGE CO INC |
| Jul 27, 2021 | Deed, Transfer · Conventional Mortgage COMMONWEALTH CU |
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK |
| Oct 31, 2017 | Deed of Trust, Mortgage THE FARMERS BANK OF MILTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2023 · Amount on Record |
| Deed Sale | Mar 28, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 2023104205 |
| Deed Book / Page | 165 / 287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Document Number | 0000127890 |
| Book / Page | 282 / 352 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 2026127890 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 LAKEWOOD LN, MILTON, KY 40045-8131 |
| Document Number | 0000127890, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 282/352 |
| Instrument | 2026127890 |
| Name | GERMAN AMERICAN BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 30, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Property Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Document Number | 00M274/235 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | M274/235 |
| Instrument | 122348 |
| Name | NEW ERA LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77077 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Recording Date | Mar 28, 2023 |
| Property Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Document Number | 00D165/287 |
| Book / Page | D165 / 287 |
| Map Reference | DB 134 PG 715 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 104205 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Name | Verified Name |
|---|---|
| Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Document Number | 0000104206 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 104206 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Recording Date | Jul 27, 2021 |
| Property Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Document Number | D159/210 |
| Book / Page | D159 / 210 |
| Map Reference | DB 137 PG 66 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 97923 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5515 W SMOKEY ROW RD, 5515, GREENWOOD, IN 46143-9266 |
| Name | Verified Name |
|---|---|
| Address | 3693 KINGS RIDGE RD, BEDFORD, KY 40006-6015 |
| Document Number | 97924M244327 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 97924M244327 |
| Name | COMMONWEALTH CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Property Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | M226/559 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | M226/559 |
| Instrument | 93407 |
| Name | FARMERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIMBLE KY |
| Property Address | 504 MOUNT CARMEL RD, MILTON, KY 40045-8111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 90227 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | M216/719 |
| Instrument | 90227 |
| Name | THE FARMERS BANK OF MILTON |
|---|---|
| Type | Bank |
| Address | MILTON, KY 40045 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Sep 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Trimble County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Trimble County |
| Unified School District | Trimble County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,891.00 (+52%) | $262,400 (+21.82%) | $262,400 (+21.82%) |
| 2023 | $1,902.00 Homeowner's exemption | $215,400 | $215,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON WATER & SEWER DEPARTMENT serves 3,861 people · EPA ID KY1120289 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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