504 McKellar St, Chillicothe, OH 45601 Property Records

Ross County property record for 504 McKellar St, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,184 sqft · built 1920
Lot Size	0.147 acres (6,408 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Jan 2020)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-56-26-056.000`

Property Details

APN / Parcel Number

Primary APN	`30-56-26-056.000`
Alternative APN	`562605`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,184 sqft
Upper Floors Area	992 sqft
Basement Area	992 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	6,408 sqft (0.147 acres)
Lot Dimensions	89 ft deep x 72 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	562605
Street Address	504 MCKELLAR ST
City	CHILLICOTHE
State	OH
Zip	45601-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	504 MCKELLAR ST RES WATTS EV & BR 56-26-5 6 72.X89 AV (18-6-44&45)
Legal Subdivision	WATTS ADD
Legal Lot Number	21,22
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	2
Census Block	2010
Census Tract	956500

Owner

504 McKellar St is owned and occupied by an individual who bought it in January 2020.

Source: Ross County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	504 MCKELLAR ST, CHILLICOTHE, OH 45601-3628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 29, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 17, 2020	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Sep 8, 2008 · Amount on File
Deed Document Number	2020416
Deed Book / Page	538 / 1382
Prior Transfer Date	Jul 14, 2011
Prior Transfer Doc	0004110577
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	504 MCKELLAR ST, CHILLICOTHE, OH 45601-3628
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MCKELLAR ST, CHILLICOTHE, OH 45601-3628

Mortgage

Document Number	0005720645
Date	Nov 20, 2023
Book Page	572/645
Instrument	202300007672

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	504 MCKELLAR ST, CHILLICOTHE, OH 45601-3628
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MCKELLAR ST, CHILLICOTHE, OH 45601-3628

Mortgage

Document Number	0005631227
Date	Aug 29, 2022
Book Page	563/1227
Instrument	202200006766

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Jan 17, 2020
Property Address	504 MCKELLAR ST, CHILLICOTHE, OH 45601-3628
Document Number	0005381382
Book / Page	0538 / 1382
Instrument Date	Jan 16, 2020
Instrument	202000000416
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	TITLE FIRST AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MCKELLAR ST, CHILLICOTHE, OH 45601-3628

Mortgage

Document Number	202000000417
Date	Jan 17, 2020
Instrument	202000000417

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 504 McKellar St was $1,275, up 12.2% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,275.00 (+12.24%)	$24,250 (+31.22%) Land $6,100 Building $18,150	$69,290 (+31.26%) Land $17,420 Building $51,870
2024	$1,136.00 (-1.3%) Homeowner's exemption	$18,480 (-) Land $6,100 Building $12,380	$52,790 Land $17,420 Building $35,370
2023	$1,151.00 (+53.67%) Homeowner's exemption	$18,480 (-) Land $6,100 Building $12,380
2022	$749.00 Homeowner's exemption	$18,480 Land $6,100 Building $12,380	$52,790 Land $17,420 Building $35,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 McKellar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1988)
Most Recent Claim	Apr 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 McKellar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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