504 Main St, Bagley, IA 50026 Property Records

Guthrie County property record for 504 Main St, Bagley, IA 50026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,330 sqft · built 1910
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Individual Names on Record
Tax Bill	$604 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0001067000`

Property Details

APN / Parcel Number

Primary APN	`0001067000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
1st Floor Area	576 sqft
Basement Area	840 sqft
Unfinished Basement	576 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	504 MAIN ST
City	BAGLEY
State	IA
Zip	50026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3-4-5 BLK 15
Legal Range	31W
Legal Township	81N
Legal Section	11
Legal Subdivision	TOWN OF BAGLEY
Legal Block	15
Legal Lot Number	3-5
Jurisdiction	GUTHRIE IA
Township / Civil Division	DODGE
Census Block Group	1
Census Block	1037
Census Tract	950100

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 148, BAGLEY, IA 50026-0148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	504 MAIN ST, BAGLEY, IA 50026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1324
Date	Jun 6, 2017
Book Page	2017/1324
Instrument	2017-1324

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bagley City
County	Guthrie County
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,100 (-) Land $5,700 Building $43,400	$49,100 (-) Land $5,700 Building $43,400
2025	$604.00 (+33.63%) Homeowner's exemption	$49,100 (+36.01%) Land $5,700 Building $43,400	$49,100 (+36.01%) Land $5,700 Building $43,400
2024	$452.00 (+83.74%)
2023		$36,100 (+29.86%) Land $4,200 Building $31,900	$36,100 (+29.86%) Land $4,200 Building $31,900
2022	$246.00 Homeowner's exemption	$27,800 Land $4,200 Building $23,600
2021			$27,800 Land $4,200 Building $23,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Panora Telecommunications Fiber	1,000 / 300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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