Montgomery County property record for 504 Lucombe Cir, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 2013 |
| Lot Size | 0.332 acres (14,505 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Feb 2018) |
| Tax Bill | $1,621 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-20-01-027.00 |
| Primary APN | 030-20-01-027.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,505 sqft (0.332 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 106 sqft |
| Deck Area | 150 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 646286 |
|---|---|
| Street Address | 504 LUCOMBE CIR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-7023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN OAKS ESTS LOT 27 & HOUSE |
| Legal Subdivision | TWIN OAKS ESTS |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 920100 |
504 Lucombe Cir is owned and occupied by an individual who bought it in February 2018.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 LUCOMBE CIR, MOUNT STERLING, KY 40353-7023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on File |
| Deed Sale | Feb 5, 2018 · Amount on File |
| Deed Document Number | 0000323188 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 504 Lucombe Cir was $1,621.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,621.00 | $149,000 | $149,000 |
| 2023 | $1,603.00 | $149,000 | $149,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 Lucombe Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Lucombe Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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