Bay County property record for 504 King St, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,322 sqft · built 1873 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Trust Name on File |
| Last Sale | $50,000 (Nov 2020) |
| Tax Bill | $1,432 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-017-480-009-00 |
| Primary APN | 160-017-480-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| 1st Floor Area | 865 sqft |
| Basement Area | 865 sqft |
| Unfinished Basement | 865 sqft |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1930 |
| Roof Type | Gable |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Porch | Porch |
| Porch Area | 55 sqft |
| Patio Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 504 KING ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 DUPLEX |
| Legal Description | N 1/2 OF LOT 10 & S 5 FT OF LOT 11 BLK 6 GEORGE W KINGS 1ST ADD TO KINGSBURGH |
| Legal Subdivision | GEORGE W KINGS 1ST ADD TO KING |
| Legal Block | 6 |
| Legal Lot Number | 10-11 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 286600 |
504 King St is held in a trust since November 2020.
Source: Bay County records, as of August 3, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4645 GRAY HAWK LN, AUBURN, MI 48611-8521 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST COMMUNITY CU |
| Jun 2, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST COMMUNITY CU |
| Nov 23, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 4, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Apr 19, 2017 | Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | Sep 4, 2019 · Amount on File |
| Deed Document Number | 202016799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 504 KING ST, BAY CITY, MI 48706-3725 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009928 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 202109928 |
| Name | MEMBERS FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 504 KING ST, BAY CITY, MI 48706-3725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202109928 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 202109928 |
| Name | MEMBERS FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Nov 23, 2020 |
| Property Address | 504 KING ST, BAY CITY, MI 48706-3725 |
| Document Number | 0000016799 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 16799 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4645 GRAY HAWK LN AUBURN MI 486118521, AUBURN, MI 48611-8521 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 4, 2019 |
| Property Address | 504 KING ST, BAY CITY, MI 48706-3725 |
| Document Number | 0000012265 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 12265 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $135.02 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15441 OAK POINT DR SPRING LAKE MI 494562189, SPRING LAKE, MI 49456-2189 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 19, 2017 |
| Property Address | 504 KING ST, BAY CITY, MI 48706-3725 |
| Document Number | 0032110786 |
| Book / Page | 003211 / 000786 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2017 |
| Title Company | DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $107.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 PEPPERIDGE CT MIDLAND MI 486402717, MIDLAND, MI 48640-2717 |
The 2026 property tax bill for 504 King St was $1,432.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,432.00 | $32,650 | $65,300 |
| 2023 | $22,950 | $45,900 | |
| 2022 | $1,254.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 504 King St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 504 King St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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