504 Joyce St, Sanborn, IA 51248 Property Records

O'Brien County property record for 504 Joyce St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,645 sqft · built 1978
Lot Size	0.34 acres (14,826 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (May 2021)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0029620300`

Property Details

APN / Parcel Number

Primary APN	`0029620300`
Alternative APN	`0000296203`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
1st Floor Area	1,645 sqft
Basement Area	1,645 sqft
Finished Basement	792 sqft
Unfinished Basement	853 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,826 sqft (0.34 acres)
Lot Dimensions	141 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	616 sqft
Porch	Slab
Porch Area	218 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	504 JOYCE ST
City	SANBORN
State	IA
Zip	51248-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETRICHS FIRST ADD LOT 1 BLK 1
Legal Subdivision	PETRICH'S FIRST ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4032
Census Tract	490200

Owner

504 Joyce St is owned and occupied by two individuals who bought it in May 2021.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	504 JOYCE ST, SANBORN, IA 51248-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	Sep 16, 2010 · Amount on File
Deed Document Number	20211413
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 6, 2021
Property Address	504 JOYCE ST, SANBORN, IA 51248-1028
Document Number	202101413
Instrument Date	May 3, 2021
Instrument	2021-01413
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 JOYCE ST, SANBORN, IA 51248-1028

Mortgage

Document Number	202101414
Date	May 6, 2021
Instrument	2021-01414

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 504 Joyce St was $2,672 with a homeowner's exemption, up 5.9% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (+5.95%) Homeowner's exemption	$210,830 Land $19,950 Building $190,880	$210,830 Land $19,950 Building $190,880
2024	$2,522.00
2023		$186,780 (+18.09%) Land $19,950 Building $166,830	$186,780 Land $19,950 Building $166,830
2022	$2,654.00	$158,170 Land $18,380 Building $139,790
2021			$158,170 Land $18,380 Building $139,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Joyce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Joyce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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