Lucas County property record for 504 Independence Dr, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,776 sqft · built 1981 |
| Lot Size | 0.268 acres (11,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Dec 2021) |
| Tax Bill | $5,689 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-32987 |
| Primary APN | 96-32987 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 932 sqft |
| 2nd Floor Area | 844 sqft |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,700 sqft (0.268 acres) |
| Lot Dimensions | 147 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 504 INDEPENDENCE DR |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 39-R1 |
| Legal Description | VILLAGE PARK PLAT 3 PHASE 3 LOT 281 |
| Legal Subdivision | VILLAGE PARK PLAT 3 PHASE 3 |
| Legal Lot Number | 281 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8905 |
504 Independence Dr is owned and occupied by an individual who bought it in December 2021.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 504 INDEPENDENCE DR, WATERVILLE, OH 43566-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Survivorship Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Apr 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LNDRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on File |
| Deed Sale | Dec 20, 2021 · Amount on File |
| Prior Sale | May 1, 2007 · Amount on File |
| Deed Document Number | 21110901 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Dec 20, 2021 |
| Property Address | 504 INDEPENDENCE DR, WATERVILLE, OH 43566-1233 |
| Document Number | 0000066656 |
| Map Reference | PL 80-1 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 202112200066656 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 504 INDEPENDENCE DR, WATERVILLE, OH 43566-1233 |
| Document Number | 0000066657 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 202112200066657 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 504 INDEPENDENCE DR, WATERVILLE, OH 43566-1233 |
| Document Number | 0000012945 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 504 INDEPENDENCE DR WATERVILLE OH 435661233, WATERVILLE, OH 43566-1233 |
| Document Number | 0000012945 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 12945 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 10, 2034 |
The 2025 property tax bill for 504 Independence Dr was $5,689, up 4.5% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,689.00 (+4.54%) | $111,930 (-) Land $19,040 Building $92,890 | |
| 2024 | $5,442.00 (+44.16%) | $111,930 (+62.42%) Land $19,040 Building $92,890 | $319,800 Land $54,400 Building $265,400 |
| 2023 | $3,775.00 (-0.94%) | $68,915 (-) Land $12,215 Building $56,700 | |
| 2022 | $3,811.00 Homeowner's exemption | $68,915 Land $12,215 Building $56,700 | |
| 2021 | $196,900 Land $34,900 Building $162,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 504 Independence Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 504 Independence Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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