Craighead County property record for 504 Holmes St, Bay, AR 72411
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,218 sqft |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jul 2026) |
| Tax Bill | $701 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-135213-29400 |
| Primary APN | 10-135213-29400 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Flooring | Carpet |
| Exterior Material | Masonry Veneer |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Aluminum |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 504 HOLMES ST |
|---|---|
| City | BAY |
| State | AR |
| Zip | 72411-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REVISED PLAT ELDERS SW ADD 168X140X110X80 |
| Legal Range | 05 |
| Legal Township | 13 |
| Legal Section | 21 |
| Legal Subdivision | ELDERS PLAT REVISED |
| Legal Lot Number | 38 |
| Jurisdiction | CRAIGHEAD AR |
| Township / Civil Division | MAUMELLE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 900 |
504 Holmes St is owned and occupied by an individual who bought it in July 2026.
Source: Craighead County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 HOLMES ST, BAY, AR 72411-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Special Warranty Deed · Conventional Mortgage EAGLE BANK AND TRUST COMPANY |
| Apr 21, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Oct 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on File |
| Deed Sale | Jul 28, 2026 · Amount on File |
| Prior Sale | Apr 21, 2026 · Amount on File |
| Deed Document Number | 202615829 |
| Transfer Doc | 0642000976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Jul 28, 2026 |
| Property Address | 504 HOLMES ST, BAY, AR 72411-9709 |
| Document Number | 0000015829 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202615829 |
| Record Updated | Aug 6, 2026 |
| Title Company | TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,997.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 HOLMES ST, BAY, AR 72411-9709 |
| Document Number | 0000015830, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202615830 |
| Name | EAGLE BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Apr 21, 2026 |
| Property Address | 504 HOLMES ST, BAY, AR 72411-9709 |
| Document Number | 0000008021 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.8021 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $25,516.64 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Property Address | 504 HOLMES ST, BAY, AR 72411-9709 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | LEADERS TITLE, LENDERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 2019R017459 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2019R-017459 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Oct 18, 2024 |
| Property Address | 504 HOLMES ST, BAY, AR 72411-9709 |
| Document Number | 2024R018880 |
| Instrument Date | Oct 17, 2024 |
| Instrument | 2024R-018880 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | UNKNOWN, NIX TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 HOLMES ST, BAY, AR 72411-9709 |
| Document Number | 2024R018881 |
|---|---|
| Date | Oct 18, 2024 |
| Instrument | 2024R-018881 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
The 2025 property tax bill for 504 Holmes St was $701, up 2.6% from the year before.
Source: Craighead County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Craighead County |
| Municipality | Bay City |
| Unified School District | Bay School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $701.00 (+2.64%) | $13,292 Land $1,500 Building $11,792 | $66,460 Land $7,500 Building $58,960 |
| 2024 | $683.00 (-7.95%) | ||
| 2023 | $742.00 | $13,292 Land $1,500 Building $11,792 | $66,460 Land $7,500 Building $58,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 504 Holmes St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Holmes St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY WATERWORKS serves 1,938 people · EPA ID AR0000129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empower, delivered by CECC Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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