504 Hilltop Rd, Laredo, TX 78045 Property Records

Webb County property record for 504 Hilltop Rd, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,479 sqft · built 2021
Lot Size	0.055 acres (2,379 sqft)
Owner	Individual Name on Record
Tax Bill	$1,122 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986-29001-090`

Property Details

APN / Parcel Number

Primary APN	`986-29001-090`
Alternative APN	`787090`

Interior

Stories	2 Stories
Building Area	1,479 sqft Living Area
1st Floor Area	627 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	2,379 sqft (0.055 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft

Location & Zoning

Street Address	504 HILLTOP RD
City	LAREDO
State	TX
Zip	78045-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP TOWNHOMES UNIT 2 BLOCK 1 LOT 9
Legal Subdivision	HILLTOP TOWNHOMES UNIT 2
Legal Block	1
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3000
Census Tract	1720

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 HILLTOP RD, LAREDO, TX 78045-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HOUSING CORPORATI
Jan 20, 2022	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022
Deed Sale	Jan 20, 2022
Deed Document Number	20221455463
Deed Book / Page	5196 / 38
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	May 28, 2026
Property Address	504 HILLTOP RD, LAREDO, TX 78045-7437
Document Number	0001588635
Book / Page	6046 / 718
Instrument Date	May 7, 2026
Instrument	20261588635
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 HILLTOP RD, LAREDO, TX 78045-7437

Mortgage

Document Number	0001588635,
Date	May 28, 2026
Book Page	6046/718
Instrument	20261588635

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Feb 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	504 HILLTOP RD, LAREDO, TX 78045-7437
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 HILLTOP RD, LAREDO, TX 78045-7437

Mortgage

Document Number	0005196/56
Date	Jan 20, 2022
Book Page	5196/56
Instrument	1455465

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 19, 2025

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 20, 2022
Property Address	504 HILLTOP RD, LAREDO, TX 78045-7437
Document Number	0005196/38
Book / Page	5196 / 38
Map Reference	VOL 38 PG 14&15
Instrument Date	Jan 19, 2022
Instrument	1455463
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 HILLTOP RD, LAREDO, TX 78045-7437

Mortgage

Document Number	0001455464
Date	Jan 20, 2022
Instrument	1455464

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,990 (+4.11%) Land $29,500 Building $201,490	$230,990 (+4.11%) Land $29,500 Building $201,490
2025	$1,122.00 (-17.07%) Homeowner's exemption	$221,878 (+13.1%) Land $29,500 Building $192,378	$221,878 (+13.1%) Land $29,500 Building $192,378
2024	$1,353.00 (-9.19%)
2023		$196,183 Land $18,913 Building $177,270	$196,183 Land $18,913 Building $177,270
2022	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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