504 Harbor Pointe Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 504 Harbor Pointe Dr, Chatham, IL 62629

Property Summary

Property TypeSingle Family Home
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (May 2015)
Tax Bill$8,756 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-01.0-126-029

Property Details

APN / Parcel Number

Primary APN28-01.0-126-029
Alternative APN
  • 28010126029 (CHECK DIGIT = 4)

Exterior

Lot Area12,284 sqft (0.282 acres)

Location & Zoning

Account Number28010126029
Street Address504 HARBOR POINTE DR
CityCHATHAM
StateIL
Zip62629-5044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 24 NORTHPOINT SUB PLAT 1 (12,284 QS FT) 1-14-6
Legal Range06
Legal Township14
Legal Section01
Legal SubdivisionNORTHPOINT SUB
JurisdictionSANGAMON IL
Township / Civil DivisionCHATHAM
Census Block Group1
Census Block1007
Census Tract3202

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address504 HARBOR POINTE DR, CHATHAM, IL 62629-5044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2015 · Amount on Record
Deed SaleMay 12, 2015 · Amount on Record
Prior SaleJul 27, 2010 · Amount on Record
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address504 HARBOR POINTE DR, CHATHAM, IL 62629-5044
Transaction TypeMortgage
Record UpdatedJan 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R01070
DateJan 13, 2021
Instrument2021R01070
Lender
NameINB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionChatham Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,756.00 (+18.47%)$125,486 (+24.24%) Land $18,028 Building $107,458$376,458 (+24.24%) Land $54,084 Building $322,374
2022$7,391.00 Homeowner's exemption$101,003 Land $14,510 Building $86,493$303,009 Land $43,530 Building $259,479

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1982–2002)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2002 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM
serves 16,423 people · EPA ID IL1670300
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Rise Broadband.

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