504 Fox Cir, Nappanee, IN 46550 Property Records

Elkhart County property record for 504 Fox Cir, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2015
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$106,400 (May 2018)
Tax Bill	$2,739 (2024)
Deeds & Mortgages	Jul 2026 Transfer Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-203-014.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-203-014.000-021`
Alternative APN	`1336203014021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	110 ft deep x 77 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	504 FOX CIR
City	NAPPANEE
State	IN
Zip	46550-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WESTMOR KNOLLS 2ND LOT 108
Legal Subdivision	WESTMOR KNOLLS 2ND
Legal Block	203
Legal Lot Number	108
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1008
Census Tract	1200

Owner

504 Fox Cir is owned and occupied by an individual who bought it in May 2018.

Source: Elkhart County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	504 FOX CIR, NAPPANEE, IN 46550-1555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 10, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
May 17, 2018	Quit Claim Deed, Transfer KEYBANK USA
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Mar 18, 2015
Deed Document Number	20189662
Prior Transfer Date	May 2, 2018
Prior Transfer Doc	0000009662
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 6, 2026
Property Address	504 FOX CIR, NAPPANEE, IN 46550-1555
Document Number	0000012127
Instrument Date	Jul 6, 2026
Instrument	202612127
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 FOX CIR, NAPPANEE, IN 46550-1555

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	504 FOX CIR, NAPPANEE, IN 46550-1555
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027407
Date	Nov 16, 2020
Instrument	2020-27407

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 20, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	504 FOX CIR, NAPPANEE, IN 46550-1555
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027406
Date	Nov 16, 2020
Instrument	2020-27406

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 3, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	504 FOX CIR, NAPPANEE, IN 46550-1555
Document Number	0000009664
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 FOX CIR NAPPANEE IN 465501555, NAPPANEE, IN 46550-1555

Mortgage

Document Number	0000009664
Date	May 17, 2018
Instrument	9664

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	May 17, 2018
Property Address	504 FOX CIR, NAPPANEE, IN 46550-1555
Document Number	0000009662
Instrument Date	May 2, 2018
Instrument	9662
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 FOX CIR NAPPANEE IN 465501555, NAPPANEE, IN 46550-1555

Mortgage

Document Number	9663
Date	May 17, 2018
Instrument	9663

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVERLAND, OH 44114

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 16, 2033

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	504 FOX CIR, NAPPANEE, IN 46550-1555
Document Number	0000015041
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 FOX CIR NAPPANEE IN 465501555, NAPPANEE, IN 46550-1555

Mortgage

Document Number	0000015041
Date	Jul 20, 2017
Instrument	15041

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$293,200 (+9.98%) Land $17,200 Building $276,000	$293,200 (+9.98%) Land $17,200 Building $276,000
2024	$2,739.00	$266,600 (+10.81%) Land $17,200 Building $249,400	$266,600 (+10.81%) Land $17,200 Building $249,400
2023		$240,600 (+8.23%) Land $17,200 Building $223,400	$240,600 (+8.23%) Land $17,200 Building $223,400
2022	$2,360.00 Homeowner's exemption	$222,300 Land $17,200 Building $205,100	$222,300 Land $17,200 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Fox Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 Fox Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway, New Paris Telephone Company.

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