504 Five Leaf Ln, Waxhaw, NC 28173 Property Records

Union County property record for 504 Five Leaf Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 3,682 sqft · built 2013
Lot Size	0.371 acres (16,161 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Sep 2022)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-072-105`

Property Details

APN / Parcel Number

Primary APN	`06-072-105`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,682 sqft Living Area
1st Floor Area	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	16,161 sqft (0.371 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	33 sqft
Deck Area	202 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	504 FIVE LEAF LN
City	WAXHAW
State	NC
Zip	28173-6302
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#124 HOLLISTER MP1 OPCI935
Legal Subdivision	HOLLISTER
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3024
Census Tract	21020

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 FIVE LEAF LN, WAXHAW, NC 28173-6302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ERATES MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	202231106
Deed Book / Page	8563 / 238
Prior Transfer Date	Oct 23, 2020
Prior Transfer Doc	7875201
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 1, 2022
Property Address	504 FIVE LEAF LN, WAXHAW, NC 28173-6302
Document Number	0008563238
Book / Page	8563 / 238
Map Reference	CAB I FILE 935-940
Instrument Date	Aug 30, 2022
Instrument	31106
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031107
Date	Sep 1, 2022
Instrument	31107

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Nov 5, 2020
Property Address	504 FIVE LEAF LN, WAXHAW, NC 28173-6302
Document Number	0007875201
Book / Page	7875 / 201
Map Reference	CAB I FILE 935-940
Instrument Date	Oct 23, 2020
Instrument	45593
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 FIVE LEAF LN, WAXHAW, NC 28173-6302

Mortgage

Document Number	0000045594
Date	Nov 5, 2020
Instrument	45594

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	504 FIVE LEAF LN, WAXHAW, NC 28173-6302
Document Number	687113
Book / Page	006871 / 000013
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	AMERICAN PREMIER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 FIVE LEAF LN WAXHAW NC 281736302, WAXHAW, NC 28173-6302

Mortgage

Document Number	687113
Date	Feb 3, 2017
Book Page	006871/000013
Instrument	3105

Lender

Name	ERATES MTG
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$934,900 (-) Land $210,000 Building $724,900	$934,900 (-) Land $210,000 Building $724,900
2025	$4,343.00 (+25.63%)	$934,900 (+69.15%) Land $210,000 Building $724,900	$934,900 (+69.15%) Land $210,000 Building $724,900
2023	$3,457.00	$552,700 Land $117,600 Building $435,100	$552,700 Land $117,600 Building $435,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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