Bell County property record for 504 Exeter Ave, Middlesboro, KY 40965 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1940 |
| Lot Size | 0.173 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Apr 2022) |
| Tax Bill | $1,956 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 069-42-11-008.00 |
| Primary APN | 069-42-11-008.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,800 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 6208 |
|---|---|
| Street Address | 504 EXETER AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE 206 (LOT 18) |
| Legal Subdivision | MIDDLESBORO |
| Legal Lot Number | 18 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 960600 |
Source: Bell County records · APN 069-42-11-008.00
Assessment roll updated December 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 EXETER AVE, MIDDLESBORO, KY 40965-1457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Nov 01, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 25, 2022 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 09, 2021 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2022 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Jul 10, 2026 |
| Property Address | 504 EXETER AVE, MIDDLESBORO, KY 40965-1457 |
| Document Number | 0000294914 |
| Book / Page | 408 / 208 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 2026294914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 504 EXETER AVE, MIDDLESBORO, KY 40965-1457 |
| Document Number | 0000294914, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 408/208 |
| Instrument | 2026294914 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | May 01, 2052 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 504 EXETER AVE, MIDDLESBORO, KY 40965-1457 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 504 EXETER AVE, MIDDLESBORO, KY 40965-1457 |
| Document Number | 00M390/292 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | M390/292 |
| Instrument | 198922 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Apr 25, 2022 |
| Property Address | 504 EXETER AVE, MIDDLESBORO, KY 40965-1457 |
| Document Number | 00D396/131 |
| Book / Page | D396 / 131 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 191172 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 JOHNSON RD, TAZEWELL, TN 37879-5628 |
| Name | Verified Name |
|---|---|
| Address | 504 EXETER AVE, PINEVILLE, KY 40977 |
| Document Number | 0000191173 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 191173 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Mar 09, 2021 |
| Property Address | 504 EXETER AVE, MIDDLESBORO, KY 40965-1457 |
| Document Number | 00D390/292 |
| Book / Page | D390 / 292 |
| Instrument Date | Mar 08, 2021 |
| Instrument | 185780 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $19.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 EXETER AVE, MIDDLESBORO, KY 40965-1457 |
| Name | Verified Name |
|---|---|
| Address | 183 JOHNSON RD, TAZEWELL, TN 37879-5628 |
Source: Bell County records · Assessment roll updated December 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,956.00 (+2.41%) | $182,500 (-) Land $182,500 | $182,500 (-) Land $182,500 |
| 2023 | $1,910.00 | $182,500 | $182,500 |
Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139606003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Nearby Flood Policies | 39 in force 34 of 39 on primary residences |
| Nearby Flood Claims | 17 (1983–2025) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Feb 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Flood Events |
|
| Wildfire Risk | Low above 36% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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