504 Emerald St, Lowell, AR 72745 Property Records

Benton County property record for 504 Emerald St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,276 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Apr 2026)
Tax Bill	$2,302 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02175-000`

Property Details

APN / Parcel Number

Primary APN	`12-02175-000`
Alternative APNs	`44772.0` `44772`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,676 sqft
1st Floor Area	1,276 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44772
Street Address	504 EMERALD ST
City	LOWELL
State	AR
Zip	72745-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	149
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3007
Census Tract	21406

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	504 EMERALD ST, LOWELL, AR 72745-8851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST AIRLINES FCU
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GENERATIONS BANK
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GENERATIONS BANK
Aug 11, 2020	Warranty Deed, Transfer · Conventional with PMI SOUTHWEST AIRLINES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	202619122
Prior Transfer Date	Mar 1, 2010
Prior Transfer Doc	2010010056
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	504 EMERALD ST, LOWELL, AR 72745-8851
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202223869
Date	Apr 11, 2022
Instrument	L202223869

Lender

Name	SOUTHWEST AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 8, 2026
Property Address	504 EMERALD ST, LOWELL, AR 72745-8851
Document Number	0000019122
Instrument Date	Apr 7, 2026
Instrument	202619122
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NATURAL STATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,658.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 EMERALD ST, LOWELL, AR 72745-8851

Mortgage

Document Number	0000019123,
Date	Apr 8, 2026
Instrument	202619123

Lender

Name	GENERATIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 7, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 8, 2026
Property Address	504 EMERALD ST, LOWELL, AR 72745-8851
Document Number	L202619122
Instrument Date	Apr 7, 2026
Instrument	202619122
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NATURAL STATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,658.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 EMERALD ST, LOWELL, AR 72745-8851

Mortgage

Document Number	0000019123,
Date	Apr 8, 2026
Instrument	202619123

Lender

Name	GENERATIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 7, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 11, 2020
Property Address	504 EMERALD ST, LOWELL, AR 72745-8851
Document Number	0000049057
Instrument Date	Aug 4, 2020
Instrument	49057
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NATURAL STATE TITLE, NATURAL ST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 EMERALD ST LOWELL AR 727458851, LOWELL, AR 72745-8851

Mortgage

Document Number	49058
Date	Aug 11, 2020
Instrument	49058

Lender

Name	SOUTHWEST AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75235

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,302.00 (+5.02%)	$49,564 (-) Land $15,200 Building $34,364	$247,820 (-) Land $76,000 Building $171,820
2025	$2,192.00 (+29.55%)	$49,564 (+55.81%) Land $15,200 Building $34,364	$247,820 (-) Land $76,000 Building $171,820
2024			$247,820 (+55.81%) Land $76,000 Building $171,820
2023	$1,692.00	$31,810 Land $7,200 Building $24,610	$159,050 Land $36,000 Building $123,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Emerald St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures