504 E School St, Lake Charles, LA 70605 Property Records

Calcasieu Parish property record for 504 E School St, Lake Charles, LA 70605

Property Summary

Property Type	Single Family Home
Lot Size	0.029 acres (1,283 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Sep 2018)
Tax Bill	$976 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00300888`

Property Details

APN / Parcel Number

Primary APN	`00300888`

Exterior

Lot Area	1,283 sqft (0.029 acres)

Location & Zoning

Street Address	504 E SCHOOL ST
City	LAKE CHARLES
State	LA
Zip	70605-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	@181008-1631- 001101 0000 COM 149.2 FT E OF NW COR LOT 10 ROBINSON SUB IN NE SE 18.10.8, E 100 FT S 143 FT ETC IMPS/RDC IMPS
Legal Range	08
Legal Township	10
Legal Section	18
Legal Subdivision	ROBINSON SUB
Legal Lot Number	10,11,1
Legal Unit	1,4
Jurisdiction	CALCASIEU LA
Township / Civil Division	7
Census Block Group	1
Census Block	1024
Census Tract	1100

Owner

504 E School St is owned and occupied by an individual who bought it in September 2018.

Source: Calcasieu Parish records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	504 E SCHOOL ST, LAKE CHARLES, LA 70605-1727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit JD BANK
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage JD BANK
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage JD BANK
Sep 5, 2018	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Prior Sale	May 22, 2015 · Amount on File
Deed Document Number	20183329079
Deed Book / Page	4281 / 617
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	504 E SCHOOL ST, LAKE CHARLES, LA 70605-1727
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00006106/1
Date	Jul 25, 2023
Book Page	6106/1
Instrument	3513337

Lender

Name	JD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	504 E SCHOOL ST, LAKE CHARLES, LA 70605-1727
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5243/412
Date	Sep 5, 2018
Book Page	5243/412
Instrument	3329080

Lender

Name	JD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	504 E SCHOOL ST, LAKE CHARLES, LA 70605-1727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5495/178
Date	Mar 23, 2020
Book Page	5495/178
Instrument	3385832

Lender

Name	JD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

September 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	CALCASIEU LA
Recording Date	Sep 5, 2018
Property Address	504 E SCHOOL ST, LAKE CHARLES, LA 70605-1727
Document Number	004281/617
Book / Page	4281 / 617
Instrument Date	Sep 5, 2018
Instrument	3329079
Transaction Type	Transfer
Record Updated	Jun 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 SYMPHONY LN, 233, SHREVEPORT, LA 71105-4143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E SCHOOL ST, LAKE CHARLES, LA 70605-1727

Tax Assessment & Valuation

The 2025 property tax bill for 504 E School St was $976 with a homeowner's exemption, up 1.1% from the year before.

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Municipality	Lake Charles City
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00 (+1.14%) Homeowner's exemption	$16,300 (-) Land $2,150 Building $14,150	$163,000 (-) Land $21,500 Building $141,500
2024	$965.00 (-3.31%) Homeowner's exemption	$16,300 (-) Land $2,150 Building $14,150	$163,000 (-) Land $21,500 Building $141,500
2023	$998.00 Homeowner's exemption	$16,300 (-) Land $2,150 Building $14,150	$163,000 (-) Land $21,500 Building $141,500
2022	$998.00 Homeowner's exemption	$16,300 Land $2,150 Building $14,150	$163,000 Land $21,500 Building $141,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 E School St in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	37 (1979–2021)
Claims Outside the SFHA	34 of 37
Most Recent Claim	May 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2021 · 16 claims Hurricane Delta, Oct 2020 · 4 claims Hurricane Rita, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 E School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE CHARLES WATER SYSTEM serves 79,500 people · EPA ID LA1019029
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Metronet, T-Mobile.

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