504 E North St, Coldwater, OH 45828 Property Records

Mercer County property record for 504 E North St, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1905
Lot Size0.145 acres (6,336 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Dec 2023)
Tax Bill$1,318 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-062100.0000

Property Details

APN / Parcel Number

Primary APN05-062100.0000
Alternative APN
  • 08-27-378-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Basement Area441 sqft
Unfinished Basement441 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Lot Area6,336 sqft (0.145 acres)
Lot Dimensions132 ft deep x 48 ft wide

Location & Zoning

Street Address504 E NORTH ST
CityCOLDWATER
StateOH
Zip45828-1346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFETZER ADD LOT#: 245
Legal SubdivisionFETZER ADD
Legal Lot Number245
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group2
Census Block2021
Census Tract967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address504 E NORTH ST, COLDWATER, OH 45828-1346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
SUPERIOR CU
Jan 19, 2023Intrafamily Transfer, Transfer
Sep 8, 2020Deed of Trust, Mortgage · Line of Credit
SUPERIOR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleMay 16, 2016 · Amount on Record
Deed Document Number20235063
Prior Transfer DateJan 17, 2023
Prior Transfer Doc0000000172
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateDec 28, 2023
Property Address504 E NORTH ST, COLDWATER, OH 45828-1346
Document Number202300005063
Instrument DateDec 28, 2023
Instrument202300005063
Transaction TypeTransfer
Record UpdatedJan 8, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 E NORTH ST, COLDWATER, OH 45828-1346

Mortgage

Document Number202300005064
DateDec 28, 2023
Instrument202300005064
Lender
NameSUPERIOR CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateJan 19, 2023
Property Address504 E NORTH ST, COLDWATER, OH 45828-1346
Document Number202300000172
Instrument DateJan 17, 2023
Instrument202300000172
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address504 E NORTH ST, COLDWATER, OH 45828-1346

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address504 E NORTH ST, COLDWATER, OH 45828-1346
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000005633
DateSep 8, 2020
Instrument202000005633
Lender
NameSUPERIOR CU
TypeCredit Union
AddressLIMA, OH 45807
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueSep 2, 2037

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,318.00$39,590 (-) Land $5,530 Building $34,060
2024$1,318.00 (-0.6%)$39,590 (-) Land $5,530 Building $34,060
2023$1,326.00 (+21.32%)$39,590 (+36.24%) Land $5,530 Building $34,060$113,100 (+36.27%) Land $15,800 Building $97,300
2022$1,093.00$29,060 Land $4,170 Building $24,890
2020$83,000 Land $11,900 Building $71,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E North St

Nearby Streets

Search Property Records by Address or Parcel Number