504 E Main St, Unit 102, Chattanooga, TN 37408 Property Records

Hamilton County property record for 504 E Main St, Unit 102, Chattanooga, TN 37408

Property Summary

Property Type	Townhouse
Details	1.5 ba · 880 sqft · built 2017
Lot Size	0.428 acres (18,662 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Apr 2026)
Tax Bill	$1,156 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145L J 001 C001`

Property Details

APN / Parcel Number

Primary APN	`145L J 001 C001`
Alternative APN	`0000384629`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	7 Units
Stories	3 Stories
Building Area	880 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,662 sqft
Lot Dimensions	22 ft deep x 16 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000384629
Street Address	504 E MAIN ST, 102
City	CHATTANOOGA
State	TN
Zip	37408-1452
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C3
Legal Description	UNIT 1 EAST BY MAIN TOWNHOMES
Legal Unit	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

504 E Main St, Unit 102 is owned and occupied by an individual who bought it in April 2026.

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	504 E MAIN ST, 102, CHATTANOOGA, TN 37408-1452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE ACCEPT
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Apr 22, 2021 · Amount on File
Deed Document Number	20260409155
Deed Book / Page	14257 / 617
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 9, 2026
Property Address	504 E MAIN ST, 102, CHATTANOOGA, TN 37408-1452
Document Number	0000000155
Book / Page	14257 / 617
Instrument Date	Apr 8, 2026
Instrument	2026155
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	RUDY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,736.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E MAIN ST, 102, CHATTANOOGA, TN 37408-1452

Mortgage

Document Number	0000000156,
Date	Apr 9, 2026
Book Page	14257/620
Instrument	20260409156

Lender

Name	AMERICAN HOME MORTGAGE ACCEPT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 22, 2021
Property Address	504 E MAIN ST UNIT 102, 102, CHATTANOOGA, TN 37408-1452
Document Number	0000000114
Book / Page	12455 / 804
Instrument Date	Apr 14, 2021
Instrument	2021042200114
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 37TH AVE N, NASHVILLE, TN 37209-3730

Mortgage

Document Number	0012455806
Date	Apr 22, 2021
Instrument	12455/806

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 504 E Main St, Unit 102 was $1,156, down 1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,156.00 (-10.04%)	$76,275 (+32.77%)	$305,100 (+32.77%) Land $150,000 Building $155,100
2024	$1,285.00	$57,450 (-)	$229,800 (-) Land $35,000 Building $194,800
2023	$1,285.00	$57,450 (-)	$229,800 (-) Land $35,000 Building $194,800
2022	$1,285.00	$57,450	$229,800 Land $35,000 Building $194,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 E Main St, Unit 102 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 E Main St, Unit 102 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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