504 E Main St, Manchester, IA 52057 Property Records

Delaware County property record for 504 E Main St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,195 sqft · built 1900
Lot Size	0.319 acres (13,915 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2021)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`630294505300`

Property Details

APN / Parcel Number

Primary APN	`630294505300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,195 sqft Living Area
1st Floor Area	1,460 sqft
Basement Area	1,711 sqft
Unfinished Basement	1,711 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,915 sqft (0.319 acres)
Lot Dimensions	115 ft deep x 121 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	347 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	504 E MAIN ST
City	MANCHESTER
State	IA
Zip	52057-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANCH LT 124 & W 54 1/2' LT 123
Legal Subdivision	ORIGINAL TOWN - MANCHESTER
Legal Lot Number	123,124
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	3
Census Block	3029
Census Tract	950300

Owner

504 E Main St is owned and occupied by two individuals who bought it in August 2021.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	504 E MAIN ST, MANCHESTER, IA 52057-1727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Deed Document Number	20212876
Deed Book / Page	2021 / 2876
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	504 E MAIN ST, MANCHESTER, IA 52057-1727
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3119
Date	Sep 1, 2021
Book Page	2021/3119
Instrument	21-3119

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2046

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Aug 10, 2021
Property Address	504 E MAIN ST, MANCHESTER, IA 52057-1727
Document Number	02021/2876
Book / Page	2021 / 2876
Map Reference	MB I PG 284
Instrument Date	Jul 27, 2021
Instrument	2021 2876
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 E MAIN ST, MANCHESTER, IA 52057-1727

Mortgage

Document Number	02021/2877
Date	Aug 10, 2021
Book Page	2021/2877
Instrument	2021 2877

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 504 E Main St was $3,222 with a homeowner's exemption, down 18.7% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,600 (-) Land $34,600 Building $170,000	$204,600 (-) Land $34,600 Building $170,000
2025	$3,222.00 (-18.72%) Homeowner's exemption	$204,600 Land $34,600 Building $170,000	$204,600 Land $34,600 Building $170,000
2024	$3,964.00
2023		$227,600 (+29.32%) Land $29,600 Building $198,000	$227,600 Land $29,600 Building $198,000
2022	$3,458.00	$176,000 Land $19,700 Building $156,300
2021			$176,000 Land $19,700 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1999–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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