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504 E Main St, Cumberland, OH 43732 Property Records

Guernsey County property record for 504 E Main St, Cumberland, OH 43732 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,144 sqft · built 1917
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Feb 2018)
Tax Bill$1,436 (2025)
Deeds & MortgagesFeb 2026 Transfer
Feb 2026 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN37-0000162.001

Property Details

APN / Parcel Number

Primary APN37-0000162.001
Alternative APN
  • 004329-7

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,144 sqft Living Area
1st Floor Area1,130 sqft
Basement Area1,074 sqft
Unfinished Basement1,074 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Construction TypeBrick
Roof MaterialShingle
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions165 ft deep x 48 ft wide

Exterior Amenities

PorchSlab
Porch Area328 sqft
Shed1 Shed
Shed Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number004329-7
Street Address504 E MAIN ST
CityCUMBERLAND
StateOH
Zip43732-9788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR10 T9 SS33-04 E PT 57 B & W
Legal Range10W
Legal Township09N
Legal Section33
Legal SubdivisionBARTON & WALLACES ADDITION
Legal Tract9
Legal Lot Number57
JurisdictionGUERNSEY OH
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3103
Census Tract978000

Owner

Source: Guernsey County records · APN 37-0000162.001

Assessment roll updated March 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address504 E MAIN ST, CUMBERLAND, OH 43732-9788
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Transfer on Death Deed, Transfer
Feb 12, 2026Intrafamily Transfer, Transfer
Jan 07, 2022Deed of Trust, Mortgage · FHA Mortgage
UNION HOME MORTGAGE CORP
Feb 21, 2018Warranty Deed, Transfer · Line of Credit
PEOPLES BANK
Dec 15, 2017Warranty Deed, Transfer · FHA Mortgage
NOIC INC
Nov 29, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2018 · Amount on Record
Deed SaleFeb 21, 2018 · Amount on Record
Prior SaleDec 15, 2017 · Amount on Record
Deed Document Number2018973
Deed Book / Page554 / 3005
Prior Transfer DateMar 14, 2014
Prior Transfer Doc00514/0935
Record UpdatedSep 20, 2026

February 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionGUERNSEY OH
Recording DateFeb 12, 2026
Property Address504 E MAIN ST, CUMBERLAND, OH 43732-9788
Document Number00610/1195
Book / Page610 / 1195
Instrument DateJan 13, 2026
Instrument202600000730
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUERNSEY OH
Recording DateFeb 12, 2026
Property Address504 E MAIN ST, CUMBERLAND, OH 43732-9788
Document Number00610/1190
Book / Page610 / 1190
Instrument DateJan 13, 2026
Instrument202600000729
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address504 E MAIN ST, CUMBERLAND, OH 43732-9788

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUERNSEY OH
Property Address504 E MAIN ST, CUMBERLAND, OH 43732-9788
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 E MAIN ST, CUMBERLAND, OH 43732-9788

Mortgage

Document Number00579/5584
DateJan 07, 2022
Book Page579/5584
Instrument202200000103
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSYLVANIA, OH 43560
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueJan 01, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUERNSEY OH
Recording DateFeb 21, 2018
Property Address504 E MAIN ST, CUMBERLAND, OH 43732-9788
Document Number00554/3005
Book / Page554 / 3005
Instrument DateFeb 15, 2018
Instrument201800000973
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyBENNETT TITLE AGENCY, BENHETT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 E MAIN ST, CUMBERLAND, OH 43732-9788

Mortgage

Document Number201800000974
DateFeb 21, 2018
Instrument201800000974
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 15, 2023

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUERNSEY OH
Recording DateDec 15, 2017
Property Address504 E MAIN ST, CUMBERLAND, OH 43732-9788
Document Number00553/0463
Book / Page553 / 0463
Map ReferenceCAB 1 SL 100
Instrument DateDec 04, 2017
Instrument201700007215
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyELITA LAND TITLE, ELITE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 721, SYLVANIA, OH 43560-0721
Mail Care OfNOIC

Mortgage

Document Number201700007216
DateDec 15, 2017
Instrument201700007216
Lender
NameNOIC INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGUERNSEY OH
Recording DateNov 29, 2017
Property Address504 E MAIN ST, CUMBERLAND, OH 43732-9788
Document Number00552/2525
Book / Page552 / 2525
Map ReferenceCAB 1 SL 100
Instrument DateNov 29, 2017
Instrument201700006854
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 E MAIN ST, CUMBERLAND, OH 43732-9788

Tax Assessment & Valuation

Source: Guernsey County records · Assessment roll updated March 3, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyGuernsey County
County SubdivisionSpencer Township
MunicipalityCumberland Village
Unified School DistrictRolling Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,436.00 (-2.51%)$33,344 (-) Land $3,416 Building $29,928
2024$1,473.00 (+20.15%)$33,344 (+27.01%) Land $3,416 Building $29,928$95,270 (+27.01%) Land $9,760 Building $85,510
2023$1,226.00 (-1.37%)$26,254 (-0.02%) Land $2,688 Building $23,566
2022$1,243.00$26,260 Land $2,690 Building $23,570$75,010 (-) Land $7,680 Building $67,330
2021$75,010 Land $7,680 Building $67,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guernsey County (39059C), updated August 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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