504 E Lake Rd, Penn Yan, NY 14527 Property Records

Yates County and Milo Town property record for 504 E Lake Rd, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,424 sqft · built 1975
Lot Size	2.09 acres (91,040 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2002)
Tax Bill	$10,444 (2026)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`573089 85.78-1-1`

Property Details

APN / Parcel Number

Primary APN	`573089 85.78-1-1`
Alternative APNs	`308908507800010010000000` `0887-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	91,040 sqft (2.09 acres)
Lot Dimensions	275 ft deep x 95 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	480 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0887-001
Street Address	504 E LAKE RD
City	PENN YAN
State	NY
Zip	14527-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	YATES NY
Township / Civil Division	MILO
Census Block Group	2
Census Block	2022
Census Tract	150502

Owner

504 E Lake Rd is owned and occupied by an individual who acquired it in June 2019.

Source: Yates County and Milo Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	504 E LAKE RD, PENN YAN, NY 14527-9422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2002 · Amount on File
Deed Sale	Jun 12, 2002 · Amount on File
Prior Sale	Dec 16, 1993 · Amount on File
Deed Book / Page	466 / 283
Last Transfer Date	Jun 21, 2019
Transfer Doc	0DE755/257
Record Updated	Oct 29, 2026

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YATES NY
Recording Date	Jul 17, 2019
Property Address	504 E LAKE RD, PENN YAN, NY 14527-9422
Document Number	0DE755/257
Book / Page	DE 755 / 257
Instrument Date	Jun 21, 2019
Instrument	2019-00001569
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E LAKE RD, PENN YAN, NY 14527-9422

Mortgage

Document Number	201900001570
Date	Jul 17, 2019
Instrument	2019-00001570

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2026 property tax bill for 504 E Lake Rd was $10,444 with a homeowner's exemption, up 2.8% from the year before.

Source: Yates County and Milo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Milo Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,444.00 (+2.82%) Homeowner's exemption
2025	$10,158.00	$576,000 Land $387,800 Building $188,200	$702,400 Land $472,901 Building $229,499
2023		$576,000 Land $387,800 Building $188,200	$576,000 Land $387,800 Building $188,200
2020	$9,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	5 (2014–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 E Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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