504 E Gale St, Williamsfield, IL 61489 Property Records

Knox County property record for 504 E Gale St, Williamsfield, IL 61489

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1890
Lot Size	0.329 acres (14,358 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Aug 2021)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-23-407-001`

Property Details

APN / Parcel Number

Primary APN	`12-23-407-001`

Interior

Stories	1 Story
Building Area	672 sqft Base Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	14,358 sqft (0.329 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	504 E GALE ST
City	WILLIAMSFIELD
State	IL
Zip	61489-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROSTS ADDN LOTS 1 2 3 & 4 BLK 18 VILLAGE OF WILLIAMSFIELD
Legal Subdivision	FROSTS ADDN
Legal Block	18
Legal Lot Number	1-4
Jurisdiction	KNOX IL
Township / Civil Division	TRURO
Census Block Group	1
Census Block	1015
Census Tract	1600

Owner

504 E Gale St is owned and occupied by an individual who bought it in August 2021.

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	504 E GALE ST, WILLIAMSFIELD, IL 61489-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Quit Claim Deed, Transfer · Conventional Mortgage SERVION INC
Jun 6, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ARC HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Jun 20, 2014 · Amount on File
Record Updated	Sep 20, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX IL
Recording Date	May 23, 2025
Property Address	504 E GALE ST, WILLIAMSFIELD, IL 61489-5429
Document Number	0001099136
Instrument Date	May 13, 2025
Instrument	1099136
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	WESTERN ILLINOIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E GALE ST, WILLIAMSFIELD, IL 61489-5429

Mortgage

Document Number	0001099137
Date	May 23, 2025
Instrument	1099137

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Change Frequency	3 Years
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	3-Year CMT
Max Rate	10.7%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX IL
Recording Date	Jun 6, 2022
Property Address	504 E GALE ST, WILLIAMSFIELD, IL 61489-5429
Document Number	0001080164
Instrument Date	Jun 3, 2022
Instrument	1080164
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	504 E GALE ST, WILLIAMSFIELD, IL 61489-5429

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Aug 27, 2021
Property Address	504 E GALE ST, WILLIAMSFIELD, IL 61489-5429
Document Number	0001074077
Instrument Date	Aug 27, 2021
Instrument	1074077
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 E GALE ST, WILLIAMSFIELD, IL 61489-5429

Mortgage

Document Number	0001074078
Date	Aug 27, 2021
Instrument	1074078

Lender

Name	ARC HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 504 E Gale St was $2,701.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Truro Township
Municipality	Williamsfield Village
Unified School District	Williamsfield Community Unit School District 210 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,701.00	$30,950 Land $1,980 Building $28,970	$92,850 Land $5,940 Building $86,910
2022	$2,109.00	$24,880 Land $1,590 Building $23,290	$74,640 Land $4,770 Building $69,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 E Gale St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 E Gale St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSFIELD serves 647 people · EPA ID IL0950650
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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