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504 E Cottage Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 504 E Cottage Ave, Dayton, OH 45449

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,242 sqft · built 1959
Lot Size0.182 acres (7,937 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Jun 2010)
Tax Bill$3,211 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (reduced by levee)
APNK48-00116-0010

Property Details

APN / Parcel Number

Primary APNK48-00116-0010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
Gross Area1,742 sqft
1st Floor Area1,242 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,937 sqft (0.182 acres)
Lot Dimensions115 ft deep x 69 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area280 sqft
Deck Area120 sqft
Patio Area120 sqft
Canopy120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address504 E COTTAGE AVE
CityDAYTON
StateOH
Zip45449-1352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1485 MITCHELL 2
Legal SubdivisionMITCHELL 2
Legal Lot Number10
JurisdictionMONTGOMERY OH
Township / Civil DivisionWEST CARROLLTON
Census Block Group2
Census Block2027
Census Tract50301

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address504 E COTTAGE AVE, DAYTON, OH 45449-1352
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2010 · Amount on Record
Deed SaleJun 10, 2010 · Amount on Record
Deed Document Number201033630
Prior Transfer DateApr 4, 1995
Prior Transfer Doc0000005830
Record UpdatedOct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY OH
Recording DateSep 2, 2020
Property Address504 E COTTAGE AVE, DAYTON, OH 45449-1352
Document Number0000052228
Instrument DateAug 14, 2020
Instrument52228
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address504 E COTTAGE AVE WEST CARROLLTON OH 454491352, WEST CARROLLTON, OH 45449-1352

Mortgage

Document Number52229
DateSep 2, 2020
Instrument52229
Lender
NameWRIGHTPATT CU INC
AddressBEAVERCREEK, OH 45431
Agreement
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityWest Carrollton City
Unified School DistrictWest Carrollton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,470 (-) Land $8,540 Building $40,930$141,330 (-) Land $24,390 Building $116,940
2024$3,211.00 (+4.63%)
2023$3,069.00 (+9.26%)$49,470 (+39.67%) Land $8,540 Building $40,930$141,330 (+39.65%) Land $24,390 Building $116,940
2022$2,809.00$35,420 Land $6,100 Building $29,320
2020$101,200 Land $17,420 Building $83,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1989–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARROLLTON CITY PWS
serves 8,361 people · EPA ID OH5702812
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

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