504 E 2nd St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 504 E 2nd St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Mar 2025)
Tax Bill$5,292 (2025)
Deeds & MortgagesMar 2025 Mortgage
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1127126010

Property Details

APN / Parcel Number

Primary APN1127126010
Alternative APNs
  • 110994
  • 120976

Exterior

Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Account Number120976
Street Address504 E 2ND ST
CityROCK FALLS
StateIL
Zip61071-1304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODWORTHS SUB W 50' LOT 2 BLK D 201200X
Legal SubdivisionWOODWORTHS SUBDIVISION
Legal BlockD
Legal Lot Number2
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group1
Census Block1008
Census Tract1500

Owner

Source: Whiteside County records · APN 1127126010

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11379 HOOVER RD, ROCK FALLS, IL 61071-9358
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2025Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY STATE BANK OF ROCK FALLS
Feb 18, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY STATE BANK OF ROCK FALLS
Sep 18, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE CTR LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 06, 2025 · Amount on Record
Deed SaleMar 06, 2025 · Amount on Record
Prior SaleFeb 18, 2022 · Amount on Record
Deed Document Number20251018
Record UpdatedSep 20, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMar 06, 2025
Property Address504 E 2ND ST, ROCK FALLS, IL 61071-1304
Document Number0000001018
Instrument DateMar 05, 2025
Instrument2025-01018
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyHB WILKINSON TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 E 2ND ST, ROCK FALLS, IL 61071-1304

Mortgage

Document Number0000001019
DateMar 06, 2025
Instrument2025-01019
Lender
NameCOMMUNITY STATE BANK OF ROCK FALLS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateFeb 18, 2022
Property Address504 E 2ND ST, ROCK FALLS, IL 61071-1304
Document Number0000000984
Instrument DateFeb 15, 2022
Instrument2022-00984
Transaction TypeTransfer
Record UpdatedMar 09, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address518 DIXON AVE, ROCK FALLS, IL 61071-1825

Mortgage

Document Number0000000985
DateFeb 18, 2022
Instrument2022-00985
Lender
NameCOMMUNITY STATE BANK OF ROCK FALLS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateSep 18, 2018
Property Address504 E 2ND ST, ROCK FALLS, IL 61071-1304
Document Number0000005141
Instrument DateSep 17, 2018
Instrument5141
Transaction TypeTransfer
Record UpdatedOct 05, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 E 2ND ST ROCK FALLS IL 610711304, ROCK FALLS, IL 61071-1304

Mortgage

Document Number5142
DateSep 18, 2018
Instrument5142
Lender
NameMORTGAGE CTR LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,292.00$54,192 Land $6,295 Building $47,897
2024$162,576 Land $18,885 Building $143,691

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950015001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2018 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 296 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: JAB Wireless, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemROCK FALLS
serves 8,620 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 2nd St

Nearby Streets

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