504 Dowd St, Durham, NC 27701 Property Records

Durham County property record for 504 Dowd St, Durham, NC 27701

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,676 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Dec 2019)
Tax Bill	$4,750 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0831-28-5906`

Property Details

APN / Parcel Number

Primary APN	`0831-28-5906`
Alternative APNs	`0831-28-59-0686` `083106285917` `110902`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,676 sqft Heated Area
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	116 ft deep x 66 ft wide
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	504 DOWD ST
City	DURHAM
State	NC
Zip	27701-2552
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RU-5(2)
Legal Description	PROP-RUFFIN ROBERT JR PL:000013-000053
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2004
Census Tract	900

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 DOWD ST, DURHAM, NC 27701-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 13, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jun 8, 2017	Warranty Deed, Transfer DAVID ABERNATHY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	201946197
Deed Book / Page	8824 / 282
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	504 DOWD ST, DURHAM, NC 27701-2552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090310163
Date	Aug 10, 2020
Book Page	9031/163
Instrument	2020032243

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 13, 2019
Property Address	504 DOWD ST, DURHAM, NC 27701-2552
Document Number	0088240282
Book / Page	008824 / 000282
Instrument Date	Dec 13, 2019
Instrument	46197
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 DOWD ST DURHAM NC 277012552, DURHAM, NC 27701-2552

Mortgage

Document Number	88240285
Date	Dec 13, 2019
Book Page	008824/000285
Instrument	46198

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 8, 2017
Property Address	504 DOWD ST, DURHAM, NC 27701-2552
Document Number	0082010849
Book / Page	008201 / 000849
Instrument Date	Jun 3, 2017
Instrument	19588
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12217 THE GATES DR RALEIGH NC 276147321, RALEIGH, NC 27614-7321

Mortgage

Document Number	82010852
Date	Jun 8, 2017
Book Page	008201/000852
Instrument	19589

Lender

Name	DAVID ABERNATHY

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 7, 2027

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,750.00 (+2.53%)	$467,418 (-) Land $206,500 Building $260,918	$467,418 (-) Land $206,500 Building $260,918
2025	$4,633.00 (+116.09%)	$467,418 (+185.55%) Land $206,500 Building $260,918	$467,418 (+185.55%) Land $206,500 Building $260,918
2023	$2,144.00 (+2.34%)	$163,689 Land $82,110 Building $81,579	$163,689 Land $82,110 Building $81,579
2022	$2,095.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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