McLennan County property record for 504 Dearborn St, Waco, TX 76704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,068 sqft · built 1951 |
| Lot Size | 0.17 acres (7,420 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,050 (Oct 2025) |
| Tax Bill | $2,616 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-007803-002600-3 |
| Primary APN | 48-007803-002600-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Flooring | Carpet |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,420 sqft (0.17 acres) |
| Lot Dimensions | 140 ft deep x 53 ft wide |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Storage Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 504 DEARBORN ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76704-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CARVER PARK NO 2 LOT 2 BLOCK 3 ACRES .1703 |
| Legal Subdivision | CARVER PARK NO 2 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1401 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 504 DEARBORN ST, WACO, TX 76704-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 15, 2025 | Vendor's Lien, Transfer · Non-Conforming Investor Loan CENTRAL NATIONAL BANK |
| Sep 25, 2024 | Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2024 · Amount on Record |
| Deed Document Number | 202531742 |
| Prior Transfer Date | Mar 25, 2014 |
| Prior Transfer Doc | 0000008347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 15, 2025 |
| Property Address | 504 DEARBORN ST, WACO, TX 76704-1824 |
| Document Number | 0000031742 |
| Map Reference | VOL 668 PG 653 |
| Instrument Date | Oct 13, 2025 |
| Instrument | 2025031742 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 ROCKFORD RD, WACO, TX 76712-3843 |
| Name | Verified Name |
|---|---|
| Address | 504 DEARBORN ST, WACO, TX 76704-1824 |
| Document Number | 0000031743 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025031743 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 25, 2024 |
| Property Address | 504 DEARBORN ST, WACO, TX 76704-1824 |
| Document Number | 0000036969 |
| Map Reference | VOL 668 PG 653 |
| Instrument Date | Sep 19, 2024 |
| Instrument | 2024036969 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 W HUNTINGTON DR, ARCADIA, CA 91007-6322 |
| Document Number | 0000036970 |
|---|---|
| Date | Sep 25, 2024 |
| Instrument | 2024036970 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 20, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,007 (+1%) | $163,949 (+40.89%) Land $14,172 Building $149,777 | |
| 2025 | $2,616.00 (+45.01%) | $116,370 (+45.46%) Land $12,840 Building $103,530 | $116,370 (+45.46%) Land $12,840 Building $103,530 |
| 2024 | $1,804.00 (+0.61%) | ||
| 2023 | $80,000 Land $11,200 Building $68,800 | $80,000 Land $11,200 Building $68,800 | |
| 2022 | $1,793.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Central Link Broadband, Nextlink.
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