10 CADILLAC DR STE 190, 190, BRENTWOOD, TN 37027-6416
Mortgage
Document Number
0000440563
Date
Dec 17, 2025
Instrument
440563
Lender
Name
OLD NATIONAL BANK
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
February 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE IL
Property Address
504 DD RD, COLUMBIA, IL 62236-3818
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000388456
Date
Feb 27, 2017
Instrument
388456
Lender
Name
CITIZENS COMMUNITY BANK
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
24 Months
Due
Jan 19, 2019
Interest
Rate Type
Adjustable Rate
Rate
3.75%
January 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE IL
Property Address
504 DD RD, COLUMBIA, IL 62236-3818
Document Number
0000405737
Instrument Date
Jan 14, 2020
Transaction Type
Mortgage
Record Updated
Jan 31, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
504 DD RD COLUMBIA IL 622363818, COLUMBIA, IL 62236-3818
Mortgage
Document Number
0000405737
Date
Jan 17, 2020
Instrument
405737
Lender
Name
CITIZENS CMNTY BK
Type
Bank
Address
620 N STATE ST, FREEBURG, IL 62243-4000
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
60 Months
Due
Jan 16, 2025
Interest
Rate Type
Adjustable Rate
Rate
4.5%
January 2019: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
MONROE IL
Property Address
504 DD RD, COLUMBIA, IL 62236-3818
Document Number
0000399936
Instrument Date
Jan 19, 2019
Transaction Type
Mortgage
Record Updated
Mar 4, 2019
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
510 DD RD COLUMBIA IL 622363818, COLUMBIA, IL 62236-3818
Mortgage
Document Number
0000399936
Date
Feb 13, 2019
Instrument
399936
Lender
Name
CITIZENS CMNTY BK
Type
Bank
Address
FREEBURG, IL 62243
Agreement
Term
24 Months
Due
Feb 12, 2021
January 2017: Trustee's Deed, Construction Loan
Document Type
Trustee's Deed
Jurisdiction
MONROE IL
Recording Date
Jan 23, 2017
Property Address
504 DD RD, COLUMBIA, IL 62236-3818
Instrument Date
Jan 19, 2017
Instrument
387968
Transaction Type
Construction Loan
Record Updated
Aug 17, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
510 DD RD COLUMBIA IL 622363818, COLUMBIA, IL 62236-3818
Mortgage
Document Number
0000387968
Date
Jan 23, 2017
Instrument
387968
Lender
Name
CITIZENS CMNTY BK
Type
Bank
Address
FREEBURG, IL 62243
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
24 Months
Due
Jan 22, 2019
Interest
Rate Type
Adjustable Rate
Rate
3.75%
Tax Assessment & Valuation
The 2025 property tax bill for 504 Dd Rd was $27,028, down 3.7% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Monroe County
Municipality
Columbia City
Unified School District
Columbia Community Unit School District 4 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$27,028.00 (-3.65%)
$421,570Land $42,000Building $379,570
$1,264,710Land $126,000Building $1,138,710
2024
$28,053.00
2022
$422,500Land $42,000Building $380,500
$1,267,500Land $126,000Building $1,141,500
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 504 Dd Rd in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 20 policies
Nearby Flood Policies
20 in force
Nearby Flood Claims
20 (1993–2024)
Claims Outside the SFHA
14 of 20
Most Recent Claim
Jul 2024 · rainfall accumulation
Claims by Event
Severe Storms & Flooding, Aug 1993 · 14 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 504 Dd Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source
Purchased surface water from several systems
Last State Inspection
Dec 2023
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025