504 Davis St, Gainesville, TX 76240 Property Records

Cooke County property record for 504 Davis St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1942
Lot Size	0.098 acres (4,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,730 (Jul 2026)
Tax Bill	$2,147 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2460-036-00001`

Property Details

APN / Parcel Number

Primary APN	`2460-036-00001`
Alternative APN	`13851`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	4,251 sqft (0.098 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2460-036-00001
Street Address	504 DAVIS ST
City	GAINESVILLE
State	TX
Zip	76240-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDSAY ADDN; BLOCK 36; LOT 1 PT OF; ACRES .0976
Legal Subdivision	LINDSAY ADDN
Legal Block	36
Legal Lot Number	1
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	5
Census Block	5032
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 DAVIS ST, GAINESVILLE, TX 76240-5322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · FHA Mortgage PRIME LENDING
Mar 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage VISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Aug 28, 2014
Deed Document Number	20264957
Deed Book / Page	2793 / 684
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Jul 2, 2026
Property Address	504 DAVIS ST, GAINESVILLE, TX 76240-5322
Document Number	0000004957
Book / Page	2793 / 684
Instrument Date	Jun 29, 2026
Instrument	20264957
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 DAVIS ST, GAINESVILLE, TX 76240-5322

Mortgage

Document Number	0000004958,
Date	Jul 2, 2026
Book Page	2793/688
Instrument	20264958

Lender

Name	PRIME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000004959,
Date	Jul 2, 2026
Book Page	2793/711
Instrument	20264959

Lender

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	504 DAVIS ST, GAINESVILLE, TX 76240-5322
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14651 DALLAS PKWY 810, 810, DALLAS, TX 75254-7427
Investor	Possibly a Property Investor

Mortgage

Document Number	002570/598
Date	Mar 29, 2023
Book Page	2570/598
Instrument	2023-2054

Lender

Name	VISION BANK
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,147.00 (+7.89%)	$102,603 (+7.84%) Land $11,709 Building $90,894	$102,603 (+7.84%) Land $11,709 Building $90,894
2025	$1,990.00 (+10.37%)	$95,147 (+30.53%) Land $11,709 Building $83,438	$95,147 (+30.53%) Land $11,709 Building $83,438
2024	$1,803.00 (+24.34%)
2023		$72,895 Land $9,754 Building $63,141	$72,895 Land $9,754 Building $63,141
2022	$1,450.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	26 (1981–2009)
Claims Outside the SFHA	11 of 26
Most Recent Claim	Apr 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 12 claims Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8, T-Mobile.

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