504 Creekside Dr, Troy, IL 62294 Property Records

Madison County property record for 504 Creekside Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 1,640 sqft · built 2002
Lot Size	0.327 acres (14,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2024)
Tax Bill	$9,191 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
APN	`09-2-22-10-03-302-075`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-03-302-075`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	14,250 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Patio Area	1,684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	504 CREEKSIDE DR
City	TROY
State	IL
Zip	62294-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE IV LOT 3 95X150
Legal Subdivision	CREEKSIDE IV SUB
Legal Lot Number	3
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3005
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 CREEKSIDE DR, TROY, IL 62294-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · VA Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 25, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Mar 13, 2006 · Amount on Record
Deed Document Number	202410573
Prior Transfer Date	Jun 3, 2010
Prior Transfer Doc	0000024248
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jun 1, 2026
Property Address	504 CREEKSIDE DR, TROY, IL 62294-2049
Document Number	0000015583
Instrument Date	May 23, 2026
Instrument	202615583
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	504 CREEKSIDE DR, TROY, IL 62294-2049

Mortgage

Document Number	0000015583,
Date	Jun 1, 2026
Instrument	202615583

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 25, 2024
Property Address	504 CREEKSIDE DR, TROY, IL 62294-2049
Document Number	0000010573
Map Reference	PC 51 PG 116
Instrument Date	Apr 19, 2024
Instrument	2024R10573
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 CREEKSIDE DR, TROY, IL 62294-2049

Mortgage

Document Number	0000010574
Date	Apr 25, 2024
Instrument	2024R10574

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.13%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	504 CREEKSIDE DR, TROY, IL 62294-2049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024632
Date	Jul 21, 2020
Instrument	2020R24632

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,191.00 (+10.06%)	$141,350 (+33.12%) Land $22,130 Building $119,220	$424,050 (+32.99%) Land $66,390 Building $357,660
2024	$8,351.00 (+11.58%)
2022	$7,484.00	$106,180 Land $17,260 Building $88,920	$318,859 Land $51,832 Building $267,027

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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