St. Louis County property record for 504 Colby Ave, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,737 sqft · built 1940 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Aug 2022) |
| Tax Bill | $5,216 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2680-00172 |
| Primary APN | 010-2680-00172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,737 sqft Gross Area |
| 1st Floor Area | 1,737 sqft |
| Basement Area | 635 sqft |
| Finished Basement | 635 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 60,113 sqft (1.38 acres) |
| Garage Area | 448 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 120 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1135046 |
|---|---|
| Street Address | 504 COLBY AVE |
| City | DULUTH |
| State | MN |
| Zip | 55804-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 30 FT OF N 364 FT OF E 233 FT OF W 893 FTOF NW1/4 OF NW1/4 & INC PART OF NW1/4 OFNW1/4 COMM AT A PT 364 FT S OF THE N |
| Legal Range | 13W |
| Legal Township | 50N |
| Legal Section | 06 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 100 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 504 COLBY AVE, DULUTH, MN 55804-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Administrator's Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA |
| Aug 18, 2022 | Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Dec 20, 2017 | Loan Modification, Mortgage · Conventional Mortgage HARBOR PT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on Record |
| Deed Sale | Aug 18, 2022 · Amount on Record |
| Deed Document Number | 20221450047 |
| Prior Transfer Date | Apr 5, 2013 |
| Prior Transfer Doc | 0001211214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 18, 2022 |
| Property Address | 504 COLBY AVE, DULUTH, MN 55804-2603 |
| Document Number | 0001450047 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 1450047 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 504 COLBY AVE, DULUTH, MN 55804-2603 |
| Document Number | 0001450048 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 1450048 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 18, 2022 |
| Property Address | 504 COLBY AVE, DULUTH, MN 55804-2603 |
| Document Number | 0001450043 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 1450043 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 COLBY AVE, DULUTH, MN 55804-2603 |
| Mail Care Of | SANDERS SMITH |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 504 COLBY AVE, DULUTH, MN 55804-2603 |
| Document Number | 00A1324577 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 504 COLBY AVE DULUTH MN 558042603, DULUTH, MN 55804-2603 |
| Document Number | 00A1324577 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | A1324577 |
| Name | HARBOR PT CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 20, 2022 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,216.00 (+5.29%) Homeowner's exemption | ||
| 2025 | $4,954.00 (+13.99%) Homeowner's exemption | $385,000 (+3.38%) Land $74,100 Building $310,900 | $385,000 (+3.38%) Land $74,100 Building $310,900 |
| 2024 | $4,346.00 | $372,400 (+21.3%) Land $67,000 Building $305,400 | $372,400 (+21.3%) Land $67,000 Building $305,400 |
| 2022 | $307,000 Land $64,100 Building $242,900 | $307,000 Land $64,100 Building $242,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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