504 Cedar Ln, Festus, MO 63028 Property Records

Jefferson County property record for 504 Cedar Ln, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 700 sqft · built 1960
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$148,755 (Jan 2025)
Tax Bill$554 (2024)
Deeds & MortgagesJul 2021 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN181.001.03010021

Property Details

APN / Parcel Number

Primary APN181.001.03010021

Interior

Full Baths1 Bath
Stories1 Story
Building Area700 sqft Living Area
1st Floor Area700 sqft
Basement Area700 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area264 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address504 CEDAR LN
CityFESTUS
StateMO
Zip63028-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionWOODED ACRES RESUB SUR 1 OF HARTSHORN ACRES PT LOT 10
Legal Range5E
Legal Township40N
Legal Section01
Legal SubdivisionWOODED ACRES
Legal Block2
Legal Lot Number10
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2008
Census Tract700801

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address504 CEDAR LN, FESTUS, MO 63028-1505
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 1, 2018Warranty Deed, Transfer
COMMERCIAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2025 · Amount on Record
Deed SaleJan 8, 2025 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Document Number2025404
Prior Transfer DateJul 6, 2021
Prior Transfer Doc0000031312
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJul 19, 2021
Property Address504 CEDAR LN, FESTUS, MO 63028-1505
Document Number2021R031311
Map ReferenceMB 14 PG 23
Instrument DateJul 15, 2021
Instrument2021R-031311
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyHILLSBOROUGH TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 CEDAR LN, FESTUS, MO 63028-1505

Mortgage

Document Number2021R031313
DateJul 19, 2021
Instrument2021R-031313
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateAug 1, 2018
Property Address504 CEDAR LN, FESTUS, MO 63028-1505
Document Number0000023297
Instrument DateJul 23, 2018
Instrument23297
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyCONTINENTAL

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3239 GREENRANCH DR BRIDGETON MO 630443306, BRIDGETON, MO 63044-3306

Mortgage

Document Number23298
DateAug 1, 2018
Instrument23298
Lender
NameCOMMERCIAL BK
TypeBank
AddressST LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term240 Months
DueJul 31, 2038
Interest
Rate TypeAdjustable Rate
Rate4.87%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,600 (+8.16%) Land $1,800 Building $8,800$55,900 (-) Land $9,400 Building $46,500
2024$554.00 (+0.36%)$55,900 (+8.75%) Land $9,400 Building $46,500
2023$552.00$9,800 Land $1,800 Building $8,000$51,400 Land $9,400 Building $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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