Rowan County property record for 504 Carter St, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,216 sqft · built 1964 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,000 (Oct 2022) |
| Tax Bill | $1,167 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 245C140E |
| Primary APN | 245C140E |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 859 sqft |
| Unfinished Basement | 859 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 146 ft deep x 107 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Deck Area | 222 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 504 CARTER ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .36AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | ATWELL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 51502 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 504 CARTER ST, KANNAPOLIS, NC 28081-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Prior Sale | Sep 20, 1993 · Amount on Record |
| Deed Book / Page | 1412 / 735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 28, 2022 |
| Property Address | 504 CARTER ST, KANNAPOLIS, NC 28081-9704 |
| Document Number | 0014120735 |
| Book / Page | 1412 / 735 |
| Instrument Date | Oct 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 420 PEACEFUL LN, 420, CHINA GROVE, NC 28023-9714 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 504 CARTER ST, KANNAPOLIS, NC 28081-9704 |
| Document Number | 0014120736 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 1412/736 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.65% |
| Index | 5-Year CMT |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 504 CARTER ST, KANNAPOLIS, NC 28081-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0013520956 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 1352/956 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,167.00 | $176,888 (-) Land $28,000 Building $148,888 | $176,888 (-) Land $28,000 Building $148,888 |
| 2025 | $1,167.00 | $176,888 (-) Land $28,000 Building $148,888 | |
| 2023 | $1,167.00 | $176,888 Land $28,000 Building $148,888 | $176,888 Land $28,000 Building $148,888 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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