504 Bluffs Pkwy, Buffalo, MN 55313 Property Records

Wright County property record for 504 Bluffs Pkwy, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,458 sqft · built 2004
Lot Size	0.276 acres (12,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,900 (May 2022)
Tax Bill	$5,278 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-195-003010`

Property Details

APN / Parcel Number

Primary APN	`103-195-003010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Basement Area	1,058 sqft
Finished Basement	1,058 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,021 sqft (0.276 acres)
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	150 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	504 BLUFFS PKWY
City	BUFFALO
State	MN
Zip	55313-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-026 SUNDANCE RIDGE LOT-001 BLOCK-003
Legal Range	026
Legal Township	120
Legal Section	25
Legal Subdivision	SUNDANCE RIDGE
Legal Block	3
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3019
Census Tract	100706

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 BLUFFS PKWY, BUFFALO, MN 55313-1373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CAPITAL OF MN INC
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	20221407902
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 10, 2022
Property Address	504 BLUFFS PKWY, BUFFALO, MN 55313-1373
Document Number	00A1506576
Instrument Date	May 6, 2022
Instrument	A1506576
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 BLUFFS PKWY, BUFFALO, MN 55313-1373

Mortgage

Document Number	00A1506577
Date	May 10, 2022
Instrument	A1506577

Lender

Name	MORTGAGE CAPITAL OF MN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	504 BLUFFS PKWY, BUFFALO, MN 55313-1373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTRAL LAND TTL GUARANTEE C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001451752
Date	Dec 14, 2020
Instrument	1451752

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 20, 2019
Property Address	504 BLUFFS PKWY, BUFFALO, MN 55313-1373
Document Number	0001395953
Instrument Date	May 16, 2019
Instrument	1395953
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	CENTRAL LAND TTL GUARANTEE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 BLUFFS PKWY, BUFFALO, MN 55313-1373

Mortgage

Document Number	0001395955
Date	May 20, 2019
Instrument	1395955

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,278.00 (+12.73%)	$439,000 (+2.21%) Land $75,000 Building $364,000	$439,000 (+2.21%) Land $75,000 Building $364,000
2025		$429,500 (+4.07%) Land $75,000 Building $354,500	$429,500 (+4.07%) Land $75,000 Building $354,500
2023	$4,682.00 (+0.69%)	$412,700 Land $75,000 Building $337,700	$412,700 Land $75,000 Building $337,700
2022	$4,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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