Nassau County property record for 504 Beech St, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,755 sqft · built 2004 |
| Lot Size | 0.116 acres (5,045 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,267 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-31-1800-0027-0160 |
| Primary APN | 00-00-31-1800-0027-0160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,212 sqft |
| 1st Floor Area | 1,038 sqft |
| Upper Floors Area | 403 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,045 sqft (0.116 acres) |
| Lot Dimensions | 10 ft deep x 5 ft wide |
| Garage Type | Detached |
| Garage Area | 304 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 68 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 504 BEECH ST |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-3943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | BLOCK 27 LOT 16 CITY OF FERNANDINA BEACH |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 23 |
| Legal Subdivision | CITY OF FERNANDINA BEACH |
| Legal Block | 27 |
| Legal Lot Number | 16 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fernandina Beach Historic District (Boundary Increase) listed 1987 · 174 contributing resources · NRIS 87000195 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
504 Beech St is owned and occupied by two individuals who acquired it in July 2019.
Source: Nassau County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 BEECH ST, FERNANDINA BEACH, FL 32034-3943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Jul 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 9, 2019 |
| Transfer Doc | 0022880940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 504 BEECH ST, FERNANDINA BEACH, FL 32034-3943 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 504 BEECH ST, FERNANDINA BEACH, FL 32034-3943 |
| Document Number | 0025051855 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 2505/1855 |
| Instrument | 202145038783 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 10, 2019 |
| Property Address | 504 BEECH ST, FERNANDINA BEACH, FL 32034-3943 |
| Document Number | 0022880940 |
| Book / Page | 002288 / 000940 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 45021937 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 504 BEECH ST FERNANDINA BEACH FL 320343943, FERNANDINA BEACH, FL 32034-3943 |
The 2025 property tax bill for 504 Beech St was $4,267 with a homeowner's exemption, up 1.6% from the year before.
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Fernandina Beach City |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,267.00 (+1.6%) Homeowner's exemption | $278,667 (+2.9%) | $665,857 (+29.05%) Land $237,500 Building $428,357 |
| 2024 | $4,200.00 (+0.91%) Homeowner's exemption | $270,813 (+3%) | $515,984 (+2.58%) Land $200,000 Building $315,984 |
| 2023 | $4,162.00 (+6.45%) Homeowner's exemption | $262,925 (+3%) | $503,011 (+17.26%) Land $200,000 Building $303,011 |
| 2022 | $3,910.00 Homeowner's exemption | $255,267 | $428,976 Land $160,000 Building $268,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 Beech St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 504 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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