504 Beals St, Carmel, IN 46032 Property Records

Hamilton County property record for 504 Beals St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,880 sqft · built 1997
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$2,882 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-09-36-017-027.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-36-017-027.000-018`
Alternative APN	`1609360017027000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
1st Floor Area	878 sqft
2nd Floor Area	1,002 sqft

Exterior

Year Built	Built 1997
Architectural Style	Other
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609360017027000
Street Address	504 BEALS ST
City	CARMEL
State	IN
Zip	46032-7581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .08, SECTION 36, TOWNSHIP 18, RANGE 3, CARMEL STATION, SECTION 1, LOT 47
Legal Range	03
Legal Township	18
Legal Section	36
Legal Subdivision	CARMEL STATION SEC 1
Legal Block	1
Legal Lot Number	47
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1011
Census Tract	111011

Owner

504 Beals St is owned and occupied by an individual who acquired it in July 1997.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	504 BEALS ST, CARMEL, IN 46032-7581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 1997
Deed Sale	Jul 31, 1997
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	504 BEALS ST, CARMEL, IN 46032-7581
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048103
Date	Dec 27, 2023
Instrument	2023048103

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	504 BEALS ST, CARMEL, IN 46032-7581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083726
Date	Nov 17, 2020
Instrument	2020083726

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$302,600 (+9.6%) Land $70,000 Building $232,600	$302,600 (+9.6%) Land $70,000 Building $232,600
2024	$2,882.00 (+21.19%)	$276,100 (+12.88%) Land $70,000 Building $206,100	$276,100 (+12.88%) Land $70,000 Building $206,100
2023	$2,378.00 (+16.68%)	$244,600 (+25.82%) Land $50,500 Building $194,100	$244,600 (+25.82%) Land $50,500 Building $194,100
2022	$2,038.00	$194,400 Land $50,500 Building $143,900	$194,400 Land $50,500 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Beals St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Beals St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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