Kalkaska County property record for 504 Arbor St, Kalkaska, MI 49646
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,018 sqft · built 1978 |
| Lot Size | 0.26 acres (11,359 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,929 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Oct 2025 Sale & Mortgage + 2 more |
| APN | 041-403-025-50 |
| Primary APN | 041-403-025-50 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Lot Area | 11,359 sqft (0.26 acres) |
| Garage Area | 380 sqft |
| Street Address | 504 ARBOR ST |
|---|---|
| City | KALKASKA |
| State | MI |
| Zip | 49646-9446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 24-25 & E 1/2 OF LOT 26 BLK 3 PHELPS ADD VILL OF KALKASKA SEC 17 T27N-R7W |
| Legal Range | 07W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | VILL OF KALKASKA |
| Legal Block | 3 |
| Legal Lot Number | 24-26 |
| Jurisdiction | KALKASKA MI |
| Township / Civil Division | KALKASKA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950300 |
504 Arbor St is owned and occupied by an individual who acquired it in July 2023.
Source: Kalkaska County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 ARBOR ST, KALKASKA, MI 49646-9446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| Oct 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jul 10, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Dec 22, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance UNION HOME MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2023 |
| Deed Sale | Jul 10, 2023 |
| Prior Sale | Mar 3, 2015 · Amount on File |
| Deed Document Number | 20233168841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 504 ARBOR ST, KALKASKA, MI 49646-9446 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0003154197 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 3154197 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALKASKA MI |
| Recording Date | Oct 9, 2025 |
| Property Address | 504 ARBOR ST, KALKASKA, MI 49646-9446 |
| Document Number | 0003179926 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 3179926 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 ARBOR ST, KALKASKA, MI 49646-9446 |
| Document Number | 0003179986 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 3179986 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KALKASKA MI |
| Recording Date | Jul 10, 2023 |
| Property Address | 504 ARBOR ST, KALKASKA, MI 49646-9446 |
| Document Number | 0003168841 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 3168841 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 ARBOR ST, KALKASKA, MI 49646-9446 |
| Document Number | 0003168845 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 3168845 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALKASKA MI |
| Recording Date | Dec 22, 2020 |
| Property Address | 504 ARBOR ST, KALKASKA, MI 49646-9446 |
| Document Number | 3154196 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 3154196 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 504 ARBOR ST, KALKASKA, MI 49646-9446 |
| Document Number | 3154197 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 3154197 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 504 Arbor St was $2,929 with a homeowner's exemption, up 1% from the year before.
Source: Kalkaska County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalkaska County |
| County Subdivision | Kalkaska Township |
| Municipality | Kalkaska Village |
| Unified School District | Kalkaska Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,800 (+0.6%) | $269,600 (+0.6%) | |
| 2025 | $2,929.00 (+0.97%) Homeowner's exemption | $134,000 | $268,000 |
| 2024 | $2,901.00 (+34.68%) | ||
| 2023 | $2,154.00 Homeowner's exemption | $100,100 | $200,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 504 Arbor St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 504 Arbor St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF KALKASKA serves 2,020 people · EPA ID MI0003560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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