504 Amy St, Lynn Haven, FL 32444 Property Records

Bay County property record for 504 Amy St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,237 sqft · built 1979
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Jun 2022)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11634-794-000`

Property Details

APN / Parcel Number

Primary APN	`11634-794-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,237 sqft Heated Area
Gross Area	1,693 sqft
1st Floor Area	1,237 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Area	351 sqft
Porch	Porch
Porch Area	105 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	504 AMY ST
City	LYNN HAVEN
State	FL
Zip	32444-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE FOREST ESTATES PHASE 1 LOT 23 BLK C ORB 4582 P 2396
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	PINE FOREST ESTATES PHASE 1
Legal Phase	1
Legal Block	C
Legal Lot Number	23
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2028
Census Tract	1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	504 AMY ST, LYNN HAVEN, FL 32444-4312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jun 30, 2022	Warranty Deed, Transfer NOT AVAILABLE, FOUNDATION T&E SERIES LLC
Apr 27, 2018	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	2022049207
Deed Book / Page	4582 / 2396
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 30, 2022
Property Address	504 AMY ST, LYNN HAVEN, FL 32444-4312
Document Number	0045822396
Book / Page	4582 / 2396
Map Reference	MB 12 PG 25
Instrument Date	Jun 27, 2022
Instrument	2022049207
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2632 RADCLIFF CIR, CHIPLEY, FL 32428-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 AMY ST, LYNN HAVEN, FL 32444-4312

Mortgage

Document Number	0000045831
Date	Jun 30, 2022
Instrument	4583/1

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 30, 2022
Property Address	504 AMY ST, LYNN HAVEN, FL 32444-4312
Document Number	0045822396
Book / Page	4582 / 2396
Map Reference	MB 12 PG 25
Instrument Date	Jun 27, 2022
Instrument	2022049207
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Tax	$1,736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2632 RADCLIFF CIR, CHIPLEY, FL 32428-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 AMY ST, LYNN HAVEN, FL 32444-4312

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 27, 2018
Property Address	504 AMY ST, LYNN HAVEN, FL 32444-4312
Document Number	0040030180
Book / Page	4003 / 0180
Map Reference	MB12 POG25
Instrument Date	Apr 26, 2018
Instrument	2018025134
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 AMY ST, 504, LYNN HAVEN, FL 32444-4312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 AMY ST, LYNN HAVEN, FL 32444-4312

Mortgage

Document Number	2018025135
Date	Apr 27, 2018
Instrument	2018025135

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00 (+7.9%)	$238,543 (+11.75%) Land $56,200 Building $182,343	$238,543 (+11.75%) Land $56,200 Building $182,343
2023	$3,315.00 (+188.76%)	$213,455 (+84.25%) Land $48,000 Building $165,455	$213,455 (+64.4%) Land $48,000 Building $165,455
2022	$1,148.00 Homeowner's exemption	$115,850	$129,842 Land $47,825 Building $82,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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