504 8th St, Wisner, NE 68791 Property Records

Cuming County property record for 504 8th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1895
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on File
Last Sale	$215,800 (Jul 2025)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Jul 2025 Sale & Mortgage + 2 more
APN	`0018450.00`

Property Details

APN / Parcel Number

Primary APN	`0018450.00`
Alternative APN	`0000-00-0-40050-032-0008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,054 sqft
Basement Area	994 sqft
Finished Basement	795 sqft
Unfinished Basement	994 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 2022
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Driveway	Concrete Driveway
Driveway Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	504 8TH ST
City	WISNER
State	NE
Zip	68791-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	1ST ADD, W 70' LTS 7 & 8, BLK 32, WIS C
Legal Subdivision	1ST ADD
Legal Block	32
Legal Lot Number	7,8
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1144
Census Tract	972700

Owner

504 8th St is owned and occupied by two individuals who bought it in July 2025.

Source: Cuming County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 8TH ST, WISNER, NE 68791-2346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARTER WEST BANK
Jul 24, 2025	Warranty Deed, Transfer · FHA Mortgage CHARTER WEST BANK
Jul 21, 2022	Warranty Deed, Transfer · Line of Credit MIDWEST BANK
Dec 21, 2021	Warranty Deed, Construction Loan · Construction Mortgage MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Deed Document Number	2025894
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	504 8TH ST, WISNER, NE 68791-2346
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 9TH ST, WISNER, NE 68791-2320

Mortgage

Document Number	0202500896
Date	Jul 24, 2025
Instrument	202500896

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	ELKHORN, NE 68022

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2035

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Jul 24, 2025
Property Address	504 8TH ST, WISNER, NE 68791-2346
Document Number	0202500894
Instrument Date	Jul 21, 2025
Instrument	202500894
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 431, WISNER, NE 68791-0431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 8TH ST, WISNER, NE 68791-2346

Mortgage

Document Number	0202500895
Date	Jul 24, 2025
Instrument	202500895

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Jul 21, 2022
Property Address	504 8TH ST, WISNER, NE 68791-2346
Document Number	0202201069
Instrument Date	Jul 7, 2022
Instrument	202201069
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 AVENUE E, WISNER, NE 68791-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 AVENUE E, WISNER, NE 68791-2247

Mortgage

Document Number	0202201089
Date	Jul 21, 2022
Instrument	202201089

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Dec 21, 2021
Property Address	504 8TH ST, WISNER, NE 68791-2346
Document Number	0202102152
Instrument Date	Dec 20, 2021
Instrument	202102152
Transaction Type	Construction Loan
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 186, WAYNE, NE 68787-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 AVENUE F, WISNER, NE 68791-2356

Mortgage

Document Number	0202102153
Date	Dec 21, 2021
Instrument	202102153

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 504 8th St was $1,476.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,600 (+16.8%) Land $8,930 Building $207,670	$216,600 (+16.8%) Land $8,930 Building $207,670
2025	$1,476.00	$185,445 Land $6,900 Building $178,545	$185,445 Land $6,900 Building $178,545
2023	$1,810.00 (+79.39%)	$161,220 (+90.19%) Land $5,280 Building $155,940	$161,220 (+90.19%) Land $5,280 Building $155,940
2022	$1,009.00	$84,770 Land $4,870 Building $79,900	$84,770 Land $4,870 Building $79,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 504 8th St; there have been 12 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

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