504 2nd St, Georgetown, CO 80444 Property Records

Clear Creek County property record for 504 2nd St, Georgetown, CO 80444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,230 sqft · built 1978
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Nov 2023)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1959-172-39-002`

Property Details

APN / Parcel Number

Primary APN	`1959-172-39-002`
Alternative APN	`R010284`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,230 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Terrain	Combination
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R010284
Street Address	504 2ND ST
City	GEORGETOWN
State	CO
Zip	80444-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: GEORGETOWN BLOCK: 6 L4 S25FT L5 PT & PT VAC ST & IMPS - AFF OF TR 661/49 CORR AFF OF TR - 681/104 CERT OF TR 704/900 - SURV #230021 715/680, TEMP CONST ESMT 754/961 (GUAN PASS RD)
Legal Subdivision	GEORGETOWN
Legal Block	6
Legal Lot Number	4,5
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1088
Census Tract	14900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown-Silver Plume Historic District listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clear Creek County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2027 VALLEJO LOOP, BROOMFIELD, CO 80023-7421
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Nov 13, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
May 6, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	2023311178
Deed Book / Page	1051 / 434
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0009870046
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	504 2ND ST, GEORGETOWN, CO 80444-5012
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2939 OSCEOLA ST, DENVER, CO 80212-1438

Mortgage

Document Number	0010760790
Date	Oct 1, 2025
Book Page	1076/790
Instrument	316836

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	1080 CHEROKEE ST, DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Nov 13, 2023
Property Address	504 2ND ST, GEORGETOWN, CO 80444-5012
Document Number	0010510434
Book / Page	1051 / 434
Instrument Date	Nov 13, 2023
Instrument	311178
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	EXACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2027 VALLEJO LOOP, BROOMFIELD, CO 80023-7421

Mortgage

Document Number	0000311179
Date	Nov 13, 2023
Instrument	311179

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	13.2%
Max Rate	13.2%

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	May 6, 2021
Property Address	504 2ND ST, GEORGETOWN, CO 80444-5012
Document Number	0010070633
Book / Page	1007 / 633
Instrument Date	May 4, 2021
Instrument	300664
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FITCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 2ND ST, GEORGETOWN, CO 80444-5012

Mortgage

Document Number	0000300665
Date	May 6, 2021
Instrument	300665

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEAR CREEK CO
Recording Date	Jul 28, 2020
Property Address	504 2ND ST, GEORGETOWN, CO 80444-5012
Document Number	0009870046
Book / Page	987 / 46
Instrument Date	Jul 17, 2020
Instrument	296350
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 2ND ST, GEORGETOWN, CO 80444-5012

Mortgage

Document Number	0000296351
Date	Jul 28, 2020
Instrument	296351

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Sep 18, 2017
Property Address	504 2ND ST, GEORGETOWN, CO 80444-5012
Document Number	0009390566
Book / Page	000939 / 000566
Instrument Date	Sep 15, 2017
Instrument	285492
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3557 HUDSON ST DENVER CO 80207, DENVER, CO 80207

Mortgage

Document Number	9390567
Date	Sep 18, 2017
Book Page	000939/000567
Instrument	285493

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Municipality	Georgetown Town
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (+35.01%)	$48,700 (+36.19%) Land $2,370 Building $46,330	$779,240 (+45.98%) Land $37,940 Building $741,300
2023	$2,768.00 (+24.85%)	$35,760 (+25.78%) Land $2,300 Building $33,460	$533,800 (+30.5%) Land $34,400 Building $499,400
2022	$2,217.00	$28,430 Land $2,640 Building $25,790	$409,030 Land $37,940 Building $371,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GEORGETOWN serves 5,315 people · EPA ID CO0110015
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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